BR and employment

iquit

Hello All, two quick queries which I hope you can help with, many thanks.

1) If full-time worker chooses to cut hours down after BR & IPA but before discharge are there any repercussions?
2) What happens to IPA if person takes up employment based abroad with a UK employer?

fatou256

hi iquit
1) If full-time worker chooses to cut hours down after BR & IPA but before discharge are there any repercussions?
i dont think the OR will say anything at all . there are not there to rule your life , they only there to sort out your finance ! so if you hour changes and drop down just inform your OR and they will cahnge your IPA even stop it if you dont have enough surplus.

2) What happens to IPA if person takes up employment based abroad with a UK employer?
If an income payment order or arrangement is in place you will send payments via direct debit or standing order, if the account is in another country, the funds can be sent by other means. Being outside the UK does not mean you will not be ordered to pay into a bankruptcy if you show a surplus of income.

iquit

"2) What happens to IPA if person takes up employment based abroad with a UK employer?
If an income payment order or arrangement is in place you will send payments via direct debit or standing order, if the account is in another country, the funds can be sent by other means. Being outside the UK does not mean you will not be ordered to pay into a bankruptcy if you show a surplus of income."


Thanks again fatou, I hadn't realised that their authority extended beyond the UK or is it because the employer is UK based? Do they have the ability to 'chase' someone living/working abroad and impose a BR on them? Not me - I'm a voluntary BR as of April 09:D

philnicandamy

a little read about bankruptcy & abroad....

http://www.insolvency.gov.uk/freedomofinformation/technical/foreignissues.htm

fatou256

iquit wrote: »

"2) What happens to IPA if person takes up employment based abroad with a UK employer?
If an income payment order or arrangement is in place you will send payments via direct debit or standing order, if the account is in another country, the funds can be sent by other means. Being outside the UK does not mean you will not be ordered to pay into a bankruptcy if you show a surplus of income."


Thanks again fatou, I hadn't realised that their authority extended beyond the UK or is it because the employer is UK based? Do they have the ability to 'chase' someone living/working abroad and impose a BR on them? Not me - I'm a voluntary BR as of April 09:D

my understanding is that it doesnt matter if you work for a UK business or not abroad, at the end of the day if you have surplus after paying all your living expenses then you will have to pay towards an IPA/IPO . however living in another country may mean that the living expense are higher or less than in UK ! and if it is less then you probably will have an higher IPA and vice versa. if you dont pay then you risk to have a BRU/BRO place upon you.

iquit

Thanks phil, had a read but it still didn't seem to tell me what happens to a UK BR with regards to IPA should they move abroad to live and work. I guess it would be something the OR would be best placed to answer if and when the situation arose.

fatou256

you will still be liable to an IPA/IPO even if you move abroad and you will have to meet your obligations towards your OR evn if you live abroad .

fiveyearplan

fatou256 wrote: »

you will still be liable to an IPA/IPO even if you move abroad and you will have to meet your obligations towards your OR evn if you live abroad .

unless of course your surplus changes

fatou256

fiveyearplan wrote: »

unless of course your surplus changes

see post no 5 ....