*My Diary to STAY debt-free!!*

lianne1984

Hi guys.

I used to be on these forums quite a bit, during my struggle to get debt free, but life took over and I stopped coming on for a while.. then forgot my login details, duuh lol.

So now Im back, but this time to help me with my aim to STAY debt free!

I want to use this blog to keep track of what Im spending each day, as I find knowing I have to write it down stops me overspending and helps me be in control of my daily spending. I will also add my to-do list, and altho maybe a bit off-topic I want to keep track of my healthy living so may as well use this blog for that too

Good Luck to everyone aiming to become or STAYING debt-free!!

lianne1984

THURSDAY

TO-DO LIST TODAY
*[STRIKE]School Run[/STRIKE]
*[STRIKE]Check emails / social networking sites[/STRIKE]
*[STRIKE]Do any surveys that come thru[/STRIKE]
*[STRIKE]Check online banking[/STRIKE]
*[STRIKE]General daily housework[/STRIKE]
*[STRIKE]Washing on 30[/STRIKE]
[STRIKE]*Ironing[/STRIKE]
*[STRIKE]Clean the bathroom!!! lol[/STRIKE]
*[STRIKE]Look into details for charity skydive!!![/STRIKE]
*List item on eBay
*Do @ least 3 songs on STP
*[STRIKE]Enter @ least 3 comps[/STRIKE]
*[STRIKE]Check for any decent freebies[/STRIKE]
[STRIKE]*Start personal blog again [for to-do lists, daily spend, daily calories][/STRIKE]
*Do nails / eyebrows
*[STRIKE]Go gym!![/STRIKE]
*[STRIKE]Meals @ home[/STRIKE]
*Low Spend Day!

& finally
*[STRIKE]Smile lots and tell DS & OH I love them lots![/STRIKE] X

TODAYS SPEND - £23.64
£5 - towards household bill
£1.80 - busfare
£5.20 - sunbed & goggles lol
£2.60 - gym
£9.04 - shopping

HEALTHY STUFF
Had weetos for breakfast, a big piece of birthday cake for lunch [bad times lol], but then had a hours workout @ the gym ANNNND walked all the way home [go me! ], had lasagne n curly fries for dinner followed by another piece of cake, so not that great lol.

wendz86

Hi, well done on becoming debt free . I am sure now you have learnt a lot and will manage to keep that way

lianne1984

Thank you!
Feels good to be debt free, the aim is to keep it that way

lianne1984

FRIDAY

Okay so happy I managed to get thru most of my to-do list yesterday.. didnt manage the low spend day I was hoping for but hey ho. Those I didnt get round to doing - list item on eBay, some Slice The Pie and doing my nails/eyebrows - will be top priority today!!
Need to spend next to nothing today and over the weekend in order to save my money for my spending money for the girly weekend to Torquay next weekend!!

TO-DO LIST TODAY
*[STRIKE]School Run[/STRIKE]
*[STRIKE]Check emails / social networrking sites[/STRIKE]
*[STRIKE]Check bank[/STRIKE]
*[STRIKE]Do any surveys that come thru[/STRIKE]
*[STRIKE]General daily housework[/STRIKE]
*[STRIKE]Washing on 40[/STRIKE]
*Iron yesterdays washing
*List item on eBay
*[STRIKE]Enter Glamour daily comp & at least 3 comps[/STRIKE]
*Check for any decent freebies
*At least 3 songs on STP
*Do nails/eyebrows
*Meals @ home - prepare chicken stew
*Low spend day
*[STRIKE] Leave charity bag of old clothes out to be picked up[/STRIKE][STRIKE]
*Apply for LoveFilm's free 3 mth trial, for free DVD rentals[/STRIKE]
*[STRIKE]Look into, maybe email, possible different school for DS[/STRIKE]
*Have a healthy day
*[STRIKE]Move DS's birthday toys into bedroom[/STRIKE]


TODAYS SPEND
£4 - shop
£5 - transfer to friend for friends present

HEALTHY STUFF
A bottle of Lucozade for breakfast is probably not the best start!!
Cheese sandwich for lunch

lianne1984

MONDAY

Well, spent way too much over weekend, well more than Id budgeted for anyway.. its amazing how things go tits up when you're not keeping a to-do list and spending diary lol. Back to the real world today..

This week, I need to spend as less as poss, as going Torquay for a messy weekend with the girls this weekend n need all the spending money I can possibly get my hands on. So, low spend week is the mission. And on a week where DS is off school is gonna prove hard. Need to find lots of free / cheap things to do.. This prob means no gym n sunbed this week, so should try to do workout DVD a couple of times this week to make up for it and fake tan @ home rather than pay out for sun shower.

Ate rubbish over the weekend.. pizza n chips, chocolate n sweets while watching films, Chinese last night, n devoured half a tub of Pringles yesterday afternoon during a mood. lol. So, back on my best behaviour me thinks!!

TO-DO LIST
*Check emails / social networking sites
*Do any surveys that come thru
*Check online banking
*Check for any decent freebies
*Do @ least 3 comps & Glamour daily comp
*If time, some STP
*Buy body scrub using advantage points
*Amuse DS as much as possible while off school, for as cheap as possible!
*Washing on 40
*General daily housework
*Do own nails rather than pay for them!
*Fake tan @ home rather than pay out for sun shower
*Iron washing from the weekend
*Meals @ home
*Pay bills
*Low Spend Day


TODAYS SPEND - £17.50
£17.50 - bills & magazine for DS


TORQUAY FUND
£5/£100 [good start lol]


HEALTHY STUFF
Cereal for breakfast.
Pizza for lunch.
1 glass of water
ToadInTheHole, Chips, Noodles & Gravy
Some chocolate
[..I am actually rubbish @ this healthy lark lol]

lianne1984

Feel such a pants mother that I cant do much with DS this week while hes off school as I need to save as much as poss for my weekend away with the girls this weekend. . Doing my best to keep him amused and do lots of fun, free/cheap things with him tho. To be fair, this weekend is a complete one off, whereas theyll be lots of opportunities to splash out on him after this weekend. Pleeeease agree n make me feel better lol.

Intergalactic_Floozie

lianne1984 wrote: »

Feel such a pants mother that I cant do much with DS this week while hes off school as I need to save as much as poss for my weekend away with the girls this weekend. . Doing my best to keep him amused and do lots of fun, free/cheap things with him tho. To be fair, this weekend is a complete one off, whereas theyll be lots of opportunities to splash out on him after this weekend. Pleeeease agree n make me feel better lol.

Hasn't he got any school friends / friends nearby / families kids etc who could come over for a playdate? (not sure how old he is?). They might even repay the favour and invite your lad round to theirs one day giving you a nice free day?

lianne1984

Intergalactic_Floozie wrote: »

Hasn't he got any school friends / friends nearby / families kids etc who could come over for a playdate? (not sure how old he is?). They might even repay the favour and invite your lad round to theirs one day giving you a nice free day?

Yeh he has, and he does quite a bit. Hes 5
Just wish I could take him on more days out, and would if I didnt have my weekend away coming up, jus makes me feel a lil guilty!

Taking him out today tho.. to the indoor play centre.. and to the park to feed the ducks, eat ice cream and play frisbee if the weather holds off

lianne1984

Pretty happy with the productive day yesterday lol. And the daily spend. Altho not so happy with the not-so-healthyness!! lol.

TO-DO LIST
*Check emails / social networking sites
*Do any surveys that come thru
*Check online banking
*Check for any decent freebies
*Do @ least 3 comps & Glamour daily comp
*If time, some STP
*Make the BF breakfast in bed!
*Washing on 40
*General daily housework
*Iron washing from yesterday
*Meals @ home if poss!
*Low Spend Day, as low as poss - as taking DS out for the day today

TODAYS SPEND
£15 approx

TORQUAY FUND
£65/£100

HEALTHY STUFF
Walked around park. Oh but with an ice cream?! lol
And the McDs for dinner kinda ruined things.. oops. lol

Intergalactic_Floozie

lianne1984 wrote: »

Pretty happy with the productive day yesterday lol. And the daily spend. Altho not so happy with the not-so-healthyness!! lol.

TO-DO LIST
*Check emails / social networking sites
*Do any surveys that come thru
*Check online banking
*Check for any decent freebies
*Do @ least 3 comps & Glamour daily comp
*If time, some STP
*Make the BF breakfast in bed!
*Washing on 40
*General daily housework
*Iron washing from yesterday
*Meals @ home if poss!
*Low Spend Day, as low as poss - as taking DS out for the day today

TODAYS SPEND

TORQUAY FUND
£5/£100 [good start lol]

HEALTHY STUFF

Come on there Lianne, I want to see some lovely thick lines crossed through that today list!!! The masochist in me particularly wants you to do some ironing mwhahahahaahah!!!