I'm about £150 short on my Bankruptcy Fee

mighty_reds

As title suggests about £150 short of the £522 needed and am going to Court this Monday. It's the only day I could get off work and if i don't go this Monday I wont be able to do it for a few more weeks if not longer.

Can't source the extra £150 from anywhere, I've tried.

What are people's experiences with the OR in relation to withdrawing cash on a credit card on the day of going BR? I'm thinking of taking the £150 this way. Really did not want to do this, but might have to.

Over the last 2 months, I've not used any of my credit cards at all, as I knew I may well be heading down the BR route and did not want to run the risk of anything that would mean a BRO.

Generally deemed acceptable with OR's to nab some of the fee through a credit card (cash)? Or am I going to get grief (or worse) over it do you think?

dreamcatcher73

it'll be fine, don't worry about it

headoutofsand

mighty_reds wrote: »

As title suggests about £150 short of the £522 needed and am going to Court this Monday. It's the only day I could get off work and if i don't go this Monday I wont be able to do it for a few more weeks if not longer.

Can't source the extra £150 from anywhere, I've tried.

What are people's experiences with the OR in relation to withdrawing cash on a credit card on the day of going BR? I'm thinking of taking the £150 this way. Really did not want to do this, but might have to.

Over the last 2 months, I've not used any of my credit cards at all, as I knew I may well be heading down the BR route and did not want to run the risk of anything that would mean a BRO.

Generally deemed acceptable with OR's to nab some of the fee through a credit card (cash)? Or am I going to get grief (or worse) over it do you think?

Just do it. See my reply to Holes in my pockets recent post. It really is no problem, you have to get the dosh from somewhere, anywhere.;)

philnicandamy

Many many people have done exactly the same NO QUESTIONS asked...you'll be fine

Round_The_Bend

I don't think that you'll have any problem as other people have done this and got away with it. The very fact that you are going bankrupt demonstrates that you lack disposable income. Lots of people use credit cards, overdrafts, etc., to pay the full fees and so far, I am not aware of anybody being reprimanded or sanctioned for this. The OR is more concerned with large expenditure or frivolous spending just prior to bankruptcy.

Try not to worry too much and good luck!

mighty_reds

Thanks everyone, reassuring words :beer:

LilyBart

Who's to say that that £150 was for your bankruptcy fees as opposed to groceries/rent? It's beyond unlikely that you'll even be asked about it. If you are, just say it was for general living expenses.

Lost2

I would if I was in your possession

movingforward2010

its mad isnt it, you cant afford to pay your debts yet it cost over £500 to go bankrupt