4.69% Natwest - going up or down?

stymied

Hi,

Does anyone know if the 5 year remortgage fix at Natwest has recently been higher or lower than the current 4.69% 75% LTV?

Our current deal ends in September and we're weighing up whether to rush into booking now in case this deal gets pulled like the sub 4% 60% LTV deals at Abbey etc.

Also does Natwest allow you to port your mortgage if you move home - I can't seem to find the answer on their website.

Thanks!

TEDDYRUKSPIN

HSBC is now 4.39%.

As for Natwest.... they increased only slightly.

Jacka87

In terms of porting mortgages that is in each specific mortgages terms and conditions and you would need to either read those or ask when arranging any mortgage.

The deals have been all moving slightly upwards at the moment. There are a number of threads at the moment discussing the idea of fixing now or later. Some believe since the rates are rising for fixes you should fix now whilst others say that the bank swap rates are lowering so we should hold our nerve as the middle to long term fixed rates will begin to fall again. The last argument is that svr rates are so cheap right now and will stay that way for a year or 2 at least and will be much better just riding that for a while and pay off any extra you can to reduce the mortgage.

I am in a similar position to you and I am completly undecided as of yet. I do not have a magic crystal ball, nobody does unfortunatly!