Worred now, Halifax want to do another credit check

devon_guy

I had my mortgage offer back in January. For various reasons, completion won't be for another 4 weeks. The mortgage offer is valid until July 31st so that's fine but the lady I spoke to said their credit search was only valid for 3 months so they will have to do another one.

I'm worried now they'll turn it down. I haven't applied for credit of any kind since they last checked and the last search on my credit file was the Halifax back in Jan, so should all be fine?

joel10873

if you are worried you can always look at your credit file yourself for peace of mind you can order it online via equifax or experian i think experian do a thirty day free trial

Conrad

Should be fine as long as missed no payments, not changed anything in your status

devon_guy

No missed payments, no credit applications and no searches since Halifax did theirs in January.

_Andy_

Should be fine, I see no reason to worry.