We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Refused a loan

2»

Comments

  • thriftymomma
    thriftymomma Posts: 1,107 Forumite
    I think it's affordability. £20k is a lot of money.
    Got Halifax Classic to reduce my interest rate by 5% woohoo - 10/06/08 Thanks MSE!
    Another 3% shaved off 10/12/08
    ANOTHER 4 % June 09:beer:
  • Caroline73_2
    Caroline73_2 Posts: 2,654 Forumite
    JOHNSTONE1 wrote: »
    the car loan is nothing to do with me it doesnt show on my credit rating as i said my rating was very good almost excellent barring the fact it said i need to go on the electrol role.

    My savings are there for emergencies which do happen quite alot and i'm always glad that ive put money aside when these things happen. After my loan repayments i am left with enough money to put some away in savings and live perfectly well. By paying off the car we would be saving ourselves more money per month meaning more that can be saved meaning we can pay off the loan quicker.

    Being one years salary in debt (aside from a mortgage) isn't living perfectly well. That will be why you were refused. No job is safe and you would default very quickly should the worse happen.
  • iolanthe07
    iolanthe07 Posts: 5,493 Forumite
    It's an offence not to be on the voter's roll.if you are eligible

    No it isn't.
    I used to think that good grammar is important, but now I know that good wine is importanter.
  • geoffky
    geoffky Posts: 6,835 Forumite
    TheGrant wrote: »
    It's an offence not to be on the voter's roll.if you are eligible.

    another person who does not know what he is talking about....prosecute me please.:rotfl:
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • TheGrant
    TheGrant Posts: 74 Forumite
    geoffky wrote: »
    another person who does not know what he is talking about....prosecute me please.:rotfl:

    Okay okay. It's an offence not to complete and return the annual return.

    So if you aren't on the roll, you've more than likely lived somewhere, had one and not filled it in.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.3K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.3K Work, Benefits & Business
  • 601.1K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259.2K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture