soa

Help_needed

Hi, Can anyone have a look at my soa. Thanks

Im single but have 1 child who dont live with me.

Income £1586

Mortgage or rent 500
Telephone 50
Housekeeping 195
Travelling 226
Clothing 49
Maintenance payments 258
All insurance 13
Dry Cleaning 15
Dentist 8
Prescriptions 7
Opticians 5
Pet food 21
Hairdressers 10
Holidays (UK only) 50
Other child expenses 30

Total Outgoings 1,437

Leaves £149

Merry_Gentry

Help_needed wrote: »

Hi, Can anyone have a look at my soa. Thanks

Im single but have 1 child who dont live with me.

Income £1586

Mortgage or rent 500
Telephone 50
Housekeeping 195
Travelling 226 - is this public transport/parking?
Clothing 49
Maintenance payments 258
All insurance 13 - does this include life insurance as OR may take any policy you currently have off you to cash in.
Dry Cleaning 15
Dentist 8
Prescriptions 7
Opticians 5
Pet food 21
Hairdressers 10
Holidays (UK only) 50 - some OR's won't allow this
Other child expenses 30 - what are the other child expenses? With child maintenance at £258 for one child, they may not allow for these.

Total Outgoings 1,437

Leaves £149

Hiya - it's a bit sparse so kinda difficult to comment on.

http://www.makesenseofcards.com/soacalc.html

This one splits things out a bit more, but it will mean we can comment on where things are, and how much and makes it a bit easier.

Help_needed

Hi, Can anyone have a look at my soa. Thanks

Im single but have 1 child who dont live with me.

Income £1586

Mortgage or rent 500
Telephone 50
Housekeeping 195
Petrol 130
Car Ins 50
Car tax 17
MOT & Service 29
Clothing 49
Maintenance payments 258
Life insurance 13
Dry Cleaning 15
Dentist 8
Prescriptions 7
Opticians 5
Pet food 21
Hairdressers 10
Holidays (UK only) 50
child activity's 30

Total Outgoings 1,437

Leaves £149

Here is a break down. I hope this makes things abit clearer...

CLAPTON

do you have any debts
do you actully have 149 left at the end of each month and do you save it
do you really spend nothing on socialising etc
do you spend nothing on elect /gas / council tax or is that included in rent?
do you spend anything on xmas/presents etc

Help_needed

My Debts are about £25k

My household bill are included in my rent.

I am now doing my BR form. I've been told you cannot put socialising, presents or anything nice on it.....

I do spend loads more than whats on this list but thats how is i got in this trouble in the first place!!!!!!

Also on the BR form is it best to list everything like above because on the from its different like travelling. Do i just put all car relayed stuff in that box???
Sorry if that sound abit silly (

Help_needed

Sorry guys i need to compleat this from today.. its doing my head in.

See soa above. I need to know it ok

Thanks

StuntmanBob

Help_needed wrote: »

Mortgage or rent 500
Telephone 50
Housekeeping 195
Petrol 130
Car Ins 50
Car tax 17
MOT & Service 29 this seems low if your car is old and knackered like most of us have. My OR allowed me £60 but I had to fight for that (and I had bills to prove it). You might be allowed more than £29
Clothing 49 I was allowed only £30
Maintenance payments 258
Life insurance 13
Dry Cleaning 15
Dentist 8 My dental insurance costs £20 per month...this was allowed
Prescriptions 7
Opticians 5 Seems quite low if you actually wear glasses. I claimed £10 (okay no big whoop but every pound helps!)
Pet food 21
Hairdressers 10
Holidays (UK only) 50
child activity's 30

TV Licence? You can claim £12 / month
House Contents Insurance?

Help_needed

Thanks for all your help.

Looks like i will have an IPA of at least £75 because my out going are not enough.. I will have to see what happens when i go to court.

beentheredonethatstilhere

Help_needed wrote: »

Hi, Can anyone have a look at my soa. Thanks

Im single but have 1 child who dont live with me.

Income £1586

Mortgage or rent 500
Telephone 50
Housekeeping 195
Petrol 130
Car Ins 50
Car tax 17
MOT & Service 29 £40
Clothing 49 this is fine
Maintenance payments 258
Life insurance 13 Be aware that the OR may have an interest in this but you may be able to buy it back.
Dry Cleaning 15
Dentist 8
Prescriptions 7
Opticians 5
Pet food 21 Pet food needs to come from your housekeepin but put down Pet insurance/vets. I hope you have insurance, if not get some.£20
Hairdressers 10
Holidays (UK only) 50 OR may reduse to £25ish but fight as you want to take your DC on holiday.
child activity's 30 Be prepared to fight this.

Total Outgoings 1,437

Leaves £149

Here is a break down. I hope this makes things abit clearer...

Car breakdown cover (get some) £10, contents insurance with accidental damage, useful when the freezer motor goes, are you a member of a professional body/union? Put your fees down.