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Advice on my situation
Comments
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It sounds like deep down you've made your decision. I would still suggest you speak to National Debtline or one of the others. If you do decide to go BR, the judge may ask if you have taken advice and if you haven't they could delay your BR. I was never asked this question but I didn't have to see a judge either.
:j :j
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Have you thought of renting a room out, advertising is free on the internet for some websites?0
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