BrightHouse/Council Tax Arrears Advice

Tixy

B

Try to take the suggestions that are useful to you, your family and your situation and put those into practice. The other points read them and, if, once you've considered them, they don't suit/ work for you then thats okay.
Better to have 10 suggestions of which 4 are useful than only 2 suggestions and 2 are useful if you see what I mean.

B..

Agreed, thank you Tixy

B..

I've had a look in there and as you say there doesn't seem to be any completed ones as yet. The DRO definatley seems to be alot more difficult!

I have read alot of posts with people saying BR is the best thing they have ever done too.

PNPSUKNET

I have read through, a few things I picked up on,

Telephone (land line)................... 11
Mobile phone............................ 50 , request one be barred and enter into a payplan
Groceries etc. ......................... 300 , I have the same type of family we manage on £200 and we eat out a lot also inc

Petrol/diesel........................... 120 , have a smaller engine car 1.0, what car is it.
Car Lease............................... 199 is this welcome?

Npower Gas.....................466.99....0.........0 prepayment meter and assign thedebt
Brighthouse....................3103.48...0........ .0
Southern Electric..............95.36.....0.........0 prepayment again
Cabot..........................516.91....0........ .0
Creation.......................1292.92...0........ .0
Council Tax....................2655.58...0.........0 your stuck what they say
DM - Kays......................721.84....0.........0 they are reasonable arrange to pay token
DM - Npower....................285.07....0.........0 req it be added to your live account
BT.............................752.31....0........

B..

Yeah i see what you're saying Merlin. I think i'll probably give the questions a rest for today and start again tomorrow lol. It's been a long day!

PNPSUKNET - It's a lease car through my employer, its not on HP or on a 'proper' contract. Don't get a choice on engine.

The only debts that i am paying or currently still have on that list above are Council Tax, Brighthouse and Npower Gas. The gas i am paying the debt off slowly with the meter, the other energy providors are from the past. My current electricity providor is e.on which i don't have arrears with.

When i spoke to t-mobile they said to get rid of one of my contracts id have to pay the remainder of the contract in full, or they'll cut them both off. Both lines are on the same account

edit - (it's like edit city today lol)

I know what you mean Merlin but the way i see it i'll have alot less stress going BR or DRO. I won't have to deal with the creditors anymore and i 'should' be alot better off money wise, leaving me to get on with my life so to speak. If i start to pay small amounts off to these creditors then i feel as though i'll be stuck in that hole for however long it takes for me to pay them off.

I mean even if i cut down my grocery budget like i will be doing, and maybe a couple of other things i'll still only be able to pay a couple of pounds to creditors, which will take me forever to clear, which is what i don't want to be doing.

As much as people may disagree with me, BR/DRO for me just seems like the easiest way out of this mess.

B..

Ha! I feel as though my fingers are about to drop off!!!! lol

Edited my above post also!