am i a weirdo?

mcjordi

:Dno your not are a weirdo:D

all of us who enjoy seeing our totals come down and updated our balance sheets and snowballs


are you part of the PAD challenge ~???

angelicmary85

We're not weirdos...Just organised!!

ebonylight

I'm the kind of weirdo that pays to a round figure. For example when the statement says total amount is xpounds and 32 pence I pay £100.32

And I always look forward to payday!

Can I just ask, does anyone get a bit of a kick out of seeing the "recalculated" interest on the credit card statement coz you paid too much off

louby_lou

ebonylight wrote: »

I'm the kind of weirdo that pays to a round figure. For example when the statement says total amount is xpounds and 32 pence I pay £100.32

And I always look forward to payday!

Can I just ask, does anyone get a bit of a kick out of seeing the "recalculated" interest on the credit card statement coz you paid too much off

yes - I do this too! I've just made myself a new spreadsheet its all very exciting. Unfortunately since I've changed roles and don't do overtime anymore I can only afford to pay £500 a month off now (which I keep telling myself is a lot but I feel bad for squandering all my overtime money) but now try to stick to a budget.

I just sold my car as I've moved to London and no longer needed her (that was a sad day!) so used that and my regular payments to pay off my Ulster credit card. I feel great! Thats one less minimum payment to make per month! How is everyone else doing?

BeautyandtheBeast_3

you arent a weirdo - because im excited about tomorrow - payday and an extra £300 - so thats also an overpayment on 2 balances - i do love seeing the balances go down - have takne all my cards out of my purse - cut 2 up and the 3 other i have placed into an evelope and sealed it with sellotape and given it to hubby. therefore he will will question me about it if i ever want them and also i thinks it pshycological in terms of opening mean failure. im hoping it ill work anyhow!!!

Katy_M_2

Me too....luvvit.

GO TEAM SAD WEIRDO'S!!!!


:T:T:T:T:T:T:T:T:T:T

edinburgher

You're definitely not alone on these forums :rotfl:

I look forward to payday almost as much as my birthday! Must. kill. debts :money:

Dex

Me too... (another saddo here)

jenjade

You are not wierdo's but you are DEBT FREE WANNABEES!!! Yeah... woop woop

Well done guys keep working on it and soon you will be working out how much you can put into savings every payday!! lol!!

KipKip_2

me too im a weirdo!!! it's so addictive!!! (almost as addictive as spending in the first place!) but so good not to literally have bank letters piling up un-opened, burying head in the sand. im proud to watch the balance go down, slowly, but surely!!!

yippeeee for saddo/weirdos!!!!!