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Capital One DMP
morgan78_2
Posts: 95 Forumite
Hiya been on a dmp with CCCS for 2 years now
Just had a letter of capital one saying need to do a review either do a short term plan nd pay back in 6 months or do a long term plan and debt will be defaulted. Then at the bottom it says contact us as we may be able to offer a f&F debt is for £620.00 so rang them offered £300.00 they came back and said no will accept 75% i said cant afford it they then came down to 70% and sai final offer i said cant afford it.
My mom is prepared to pay this off for me but can only goto £300.00 do you think if i wrote to them offering 50%. Also they said they will mark account has paid and cleared with a partial settlement is that ok
regards
Just had a letter of capital one saying need to do a review either do a short term plan nd pay back in 6 months or do a long term plan and debt will be defaulted. Then at the bottom it says contact us as we may be able to offer a f&F debt is for £620.00 so rang them offered £300.00 they came back and said no will accept 75% i said cant afford it they then came down to 70% and sai final offer i said cant afford it.
My mom is prepared to pay this off for me but can only goto £300.00 do you think if i wrote to them offering 50%. Also they said they will mark account has paid and cleared with a partial settlement is that ok
regards
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