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What Do You Do Then
THE_LONE_RANGER_4
Posts: 1,675 Forumite
hi, i have a quistion ive been paying my debts off slowly for 2 years and i have got about another 2 to go ive dealt with all sorts from rude stroppy phone calls to silly letters threatening all sorts,ive entered in to repayments with all but 1and, i pay another a token payment as i dispute the full ammount i deal with the odd dca via standing order and had no probs with them but will not deal with rude aggressive dca ,i go straight back to the creditor and remind them they are reasponsible for there collectors actions,now what do you do if the dca or the creditor wont agree anything with you ignore your letters ,and phone calls deteriate to the point where the cccs and cab say just hang up (there happy to accept unrealistic repayments ) and one debt has gone to a debt buyer ive sent them the relevent letters as advised ..interest did seem to have been stopped on all debts ...does one just sit back and wait for it to go to court ? infact how can you deal if they will not ? all help welcome
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Hi
If I was you would let them take me to court as you can then get 'Time to pay'
which is very likely to be accepted by the court
HTH
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
I don't think you have a choice, keep copies of everthing you sent, proof of posting, date and time of phone calls which idiot sorry person you spoke to. If you can keep making the token payments. I would hope the courts would take a dim view of the creditors actions, if they even bother taking you to court in the first place.Barclaycard 3800
Nothing to do but hibernate till spring
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Well I Spoke To Cab They Said Like Some On Here Keep Paying They May Well Not Take You To COurt May Sell Or Right Of Debt ,i Have Done All I Can They Obviously Just Think By Ignoreing Me And My Situation And Just Asking For Silly Amounts That Way Ill Pay Up , Its Amazing How Many Letters And Soa Get Lost Theses Days Im Surprised Royal Mail Keep Going (mind You They The Creditors Never Complain To Them }mind You On Reflection I Sent Them A Postal Order For The Full Amount That Must Of Got Lost Now Im More Skint Than Before <that Was A Joke>0
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