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JD Williams Home Shopping

wacwac · 2009-05-04 16:37:46

Hi I am new on this site so not sure if I have done this is right but here goes. I have a account with JD Williams (Ambrose Williams, Jacamo, Premire Man, Simply Be) and I have noticed that even though I have been paying the statements on time and the correct amount etc my account balance doesn't seem to go down much, also…

Comments

nomoneytoday Posts: 4,871 Forumite

5 May 2009 at 11:31AM

Minimum payments and high APRs are the work of Financial Devils. I would up the payments to keep them the same, even as the minimum drops.

For example if you owe £1000 and have 10% minimum it gives £100 payment. The following month you have £900 outstanding. Pay off another £100 instead of £90.

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