Reclaiming Unpaid Pension - Time Limits ?

tanith

Its been explained to you, if this was a pension in her own right then she would of been receiving it since she was 60 she would only of had to wait till 65 if it was based on your Dads pension. So as she only started getting the pension at 65 then its a pension based on your Dads pension and she won't get anything else...

EdInvestor

mal2869 wrote: »

She gets a state pension and paid enough contributions over the years for it.

If she contributed for 20 odd years at the full rate she would have been entitled to a bit less than half the basic state pension in her own right payable from the age of 60.Indeed she may have been entitled to more ,if she was unable to work and was credited with NIconts over the following years via the benefits system.

The fact that they didn't contact her at 60 suggests that she was paying the married women's stamp (very common in the 1970s)and would thus not be entitled to any state pension until your father retired at 65 - as he told her - or died.When he did die she received his state pension, which is topped up with pension credit,which is what you would expect in this scenario.

seven-day-weekend

Even if it was based on your Dad's contributions because she was paying the Married Womens' Stamp, it would still have been 'her' pension, paid to her, which she could draw either 60% when he reached 65, or 100% when he died.

I can imagine no reason that if she was entitled to any more pansion, that they would not pay it to her. They are not allowed by law not to pay it if she is entitled to it.