Credit check

dazeruk

Not sure if this is the right thread but here goes.

I'll be purchasing a property in the next six months. I have a deposit of £35,000 split between various saving accounts. £20,000 is in an ISA (3.51%) , £7,000 is in my Lloyds Current Account with Advantage (4%) and £8,000 in a Citibank Savings Account (2.4%).

I know it's not wise to change current accounts when getting a mortgage but I wondered if taking advantage of the following

http://forums.moneysavingexpert.com/showthread.html?t=1646071

(ie opening another current account)

would cause problems.

Advice would be welcome.

happybroker

wouldn't have thought it would make too much of a difference, depending on who you apply to for the mortgage one of the questions is how long have you banked with your existing banker and this no doubt is part of the score card but I can't see it being an issue assuming you are a good risk all round.