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Mortgage and what insurance/s

gixerj_2
gixerj_2 Posts: 1 Newbie
in Mortgages & endowments
Hi

After a split with a girlfriend and being forced to put my fathers name on my mortgage just to keep the house, I'm wondering what insurances I/we should have?

I'm 34 and he's 62! Do we both require life insurance? Can I get away with me just having life insurance and my father alters his will? Do I/we need life insurance or something else? Confused.

j.

Comments

  • betmunch
    betmunch Posts: 3,126 Forumite
    You should discuss the situation with your mortgage advisor.

    Talk about what you would do if cover was needed and not in place. What would you do and how it would affect your family?

    The only insurances you should have are the ones that YOU FEEL are apropriate, a good advisor will explain the cover to you so that you can make an informed choice.

    Cheers
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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