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its like im a new person!!

hi all

since my LBM the other day i am full steam ahead in reducing and eventually geting rid of my debt!!

so far i have paid off my Next account, reduced nearly all my direct debits,

today i have been in the loft sourcing stuff to sell....and ive sold a book on amazon for £4 yippee....

the biggest breakthrough must have been just... i paid for my car tax on line and used my switch card instead of my usual trick of usingf the credit card!!

i feel like a new person whos thinking before paying...tomoroow i have to do food shopping so im doing the brand down trick...bring it on!!
cc.£4265.
loans!!!
stay focused!!!


Comments

  • Keep it going - you are doing great things !
    DFW NERD# 1175
    Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~
    :D
  • angelicmary85
    angelicmary85 Posts: 4,977 Forumite
    Hiya,

    Your post made me smile! You've done really well so keep going!

    It's a great feeling when you take control so don't let that great feeling fade!!

    My great feeling only started 2weeks ago but since then I have managed to pay off an extra £300 to credit card, won't be able to do that next month though so took the chance whilst I had it!!
    Started PADdin' 13/04/09 paid £7486.66 - CC free 02/11/10
    Aim for 2011 - pay off car loan £260.00 saved
    Nerd No. 1173! :j
    Made by God...Improved by the The Devil :D
  • Tixy
    Tixy Posts: 31,455 Forumite
    Hi Louley

    Excellent news on your progress already. As AM85 says keep at it!
    A smile enriches those who receive without making poorer those who give
    or "It costs nowt to be nice"
  • thanks guys...its the people on here like you that have given me the confidence to do it!!!


    youre ace!
    cc.£4265.
    loans!!!
    stay focused!!!


  • Not only have you had your LBM, you have changed your mindset.

    Plastic : Baaaaaad
    Cash : Gooooooood

    Well done!!!!!!
    ** Proud to be dealing with my debts **
    LBM - Jan 2009 _pale_ : £24,802.21 :eek:
    February 2010 :silenced: : £18,078.47 (not including OD)
    July 2010 :( = £16,819.34 (not including OD)
    January 2012 :mad: = £14,338.75 (not including OD)
  • do you know what...thats so true......and so simple ..why didnt i do it before????
    cc.£4265.
    loans!!!
    stay focused!!!


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