What happens if your debts have gone to court?

Daniel_B

If you haven't attended are you up the creek without a paddle?

Are CCCS/Payplan etc unable/not willing to help you if this has happened?

I have a friend who this has happened to, I suspect he never attended court, and he reckons that CCCS etc will notbe able to help him because of thi - does anyone know if this is correct?

Thanks

Dan

THE_LONE_RANGER_4

if its gone to court make sure he fill out court papers and makes an offer of payment he can afford he need not attend unless he wishes to contest

Daniel_B

I 'think' this may have happened some time ago, like maybe more than a year.

Any pearls of wisdom on the way forward....??

Dan

THE_LONE_RANGER_4

basically if its gone to court i cant see theres much that you can do how much are they can you get money together to pay them,as they may send balliffs at any time to collect

Daniel_B

Thanks LR - I don't know the exact amounts, think the rough total is 29K, but that is 3 different loans, and I haven't come out and asked him which one/s have gone to court.

I guess I should.

I'm pretty sure they don't know his current address, hence they can't pay him a visit as it were.

he has no house, so that's not an issue.

Dan

THE_LONE_RANGER_4

find which ones have gone to court catch the other ones before they go to court and make an affordable offer if he gets a court date get him to make an offer he can afford no matter how small ,as he has moved balliffs may be a while off but to be honest the ammounts concerned he could be tracked down so its best to get it sorted

Daniel_B

Thanks again LR - I really am VERY surprised that no one on here has actually had this happen, is it really that rare.......??

Some first hand experience of how they found a solution & dealt with the company/ies in question would be SO very very useful.

If it's a pride thing, then no worries, PM me, in complete confidentiality - I just want to help my mate out in anyway I can.

Dan

fatbelly

Hi

You can always vary a court order. Use an N245 to 'reduce the instalment' and an EX160 to get off the fee, assuming you can qualify for exemption or remission of the fee.

If a warrant has already been issued you can also tick 'suspend the warrant'.

He may need help to fill out the forms - try CAB or PM me if you need to.

Court forms availablehere

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