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Advice Needed - should I overpay my mortgage or elsewhere?

Hello All,

This is my first ever thread, not really sure if this the right place or I should have to put this on the pensions board (apologies).

I have worked out that I can spare about £100 a month. Now the question is do I overpay my mortgage every month or increase my Stakeholder Pension?

The figures are as follows:

Age:32

Mortgage £129,000 (23 years left)
Stakeholder: Pension with Norwich Union £50 (monthly DD)

My mortgage interest is calculated on a daily rate.

Many Thanks for your help
Tesh

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