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May NSD Challenge, 2009

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  • Lizzie_B_3
    Lizzie_B_3 Posts: 7 Forumite
    Hi, this is my very first post on here. I'd really like to join this thread if that's ok. However, could someone explain to me if the NSD's need to be consecutive or can be spread through the month? (sorry if this has already been asked!)

    Cheers
  • Bone_Idle
    Bone_Idle Posts: 248 Forumite
    I've lost track a little this month, but think I'm up to 4 NSDs, including today and Tuesday.
    Mortgage-Free Wannabe!
    Mortgage at start (August 2009): £87,000
    Current Mortgage: £85259
    Mortgage-Free date: August 2034 :o
  • EverTheOptimist
    EverTheOptimist Posts: 2,695 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Lizzie_B wrote: »
    Hi, this is my very first post on here. I'd really like to join this thread if that's ok. However, could someone explain to me if the NSD's need to be consecutive or can be spread through the month? (sorry if this has already been asked!)

    Cheers

    Hiya Lizzie_B, and welcome,

    This is my first attempt at the NSD challenge, so i don't know the rules as such, i think you kind of work with whats best for you.

    My NSD's are definitely not consecutive, don't think i'd manage too many otherwise, i add mine up as and when they occur through the month. This works for me and keeps me motivated to keep trying, i'd give up if they had to be consecutive.

    HTH

    ETO.

    PS - another NSD for me, i was close to spending but resisted the urge. :T
    SPC 18 Target £200 /
  • SarahNeedle1872
    SarahNeedle1872 Posts: 6,166 Forumite
    Lizzie_B wrote: »
    Hi, this is my very first post on here. I'd really like to join this thread if that's ok. However, could someone explain to me if the NSD's need to be consecutive or can be spread through the month? (sorry if this has already been asked!)

    Cheers

    Hi Lizzie_B, welcome aboard! The rules for this challenge are that you make rules! You don't have to have consecutive NSDs, but you do need to decide what your target is for the month.
    Its also up to you what you class as a 'spend'. Some people don't include budgetted spends (ie grocery shopping, kids dinner money etc) but some do. Personally everything other than direct debits and debt payments count as a spend, but again, its up to you!

    HTH

    Sx
    'We are all in the gutter, but some of us are looking at the stars' - Oscar Wilde
  • Lizzie_B_3
    Lizzie_B_3 Posts: 7 Forumite
    Thanks ever so much for this. I owe somebody at work a fiver so i'll be starting from Saturday. I'd like to think I could get 10 in this month. My freezer and storecupboards are embarrassingly full and there's only me and my DH to feed so I must try harder!

    Cheers
  • NualaBuala
    NualaBuala Posts: 2,507 Forumite
    Hi guys, another spend day for me alas. And I suspect tomorrow will be too but I am definitely improving. I realised like you Lizzie that my store cupboards are very full and I want to use up what's in them and the freezer so even when I am spending it won't be much - I hope!
    Trying to spend less time on MSE so I can get more done ... it's not going great so far! :)
    Sorry if I don't reply to posts - I'm having MAJOR trouble keeping up these days!

    Frugal Living Challenge 2011

    Sealed Pot #671 :A DFW Nerd #1185
  • Bowski_1011
    Bowski_1011 Posts: 1,041 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I am so so so so so happy to confirm NSD no. 4! I almost went to the shop for sweeties but luckily I remembered just in time.
    Initial Debt July 2020 - £6,772.80
    Debt now Jan 2021 - £6,208.21
    Overpayment pot - £0
  • x_raphael_xx
    x_raphael_xx Posts: 4,411 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Yeah! Managed to end 7th day with NSD no.4 :)

    Today I need to buy some parcel tape and post a parcel, but that's for OH so I'll be reimbursed for that. :p Also need milk as it's gone off, but that'll come out of grocery budget. So a planned NSD.
    Debt Free as of 17/01/2009 Turtle Power!!

    EF Challenger #3 £1543.72 / £5000
    MFW 2024 #100 £1300.00 / £10,000

    MFiT #40 Jan 2025 Target - £99,999.00
    Mortgage at 30/09/22 £113,694.11 | Mortgage at 24/01/23 £110,707.87
    Mortgage at 21/04/23 £107,701.01 | Mortgage at 20/07/23 £106,979.65
    Mortgage at 04/10/23 £106,253.77 | Mortgage at 10/01/24 £105,324.57
    Mortgage at 01/04/24 £104,424.73 | Mortgage at 01/10/24 £103,594.98
  • Lifebegins_2
    Lifebegins_2 Posts: 28 Forumite
    Second NSD for me yesterday. 2/12
  • BigMummaF
    BigMummaF Posts: 4,281 Forumite
    Morning All...what a change in the weather yet again! I can see why some peot or other said Britain can have all four seasons in one day! Doesn't help with what to organise for dinner tho does it--can't have a salad with six foot of snow outside :p
    My total is creeping up--think I'm on no 4?--I'll check when I change my siggy.
    Welcome Newbies :wave:, I'll add you to the list.....we're getting to be a goodly crew sailing on the Good Ship No-Spend, but there's always room for more ship-mates :D

    *I have no idea why I should have gone all nautical....perhaps it's the thought of having fish for tea!*
    Full time Carer for Mum; harassed mother of three;
    loving & loved by two 4-legged babies.

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