We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Bank Statements
singersoul
Posts: 5 Forumite
I have been approved for a mortgage and now have to send my wage slips, passport copy and last months bank statements. The thing I am worried about is that I went into my overdraft last month, I stayed well with within my limit. Will going into my overdraft affect if my mortgage goes through. It was purely on leisure items that caused me to go into and not any loans etc. Is there a chance they might turn round and change their mind about giving me one?
0
Comments
-
I'm in the process of applying, and got through to valuation stage at present. I'm in my OD too and stayed within the limit, that didn't cause a problem for them, although they were extremely picky and questioned loads of transactions etc. Apparently as long as you're not really close to the limit then there shouldn't be a problem.0
-
Thank you for replying, glad to know I am not the only one in OD state and buying a house!! Good luck with your house buy.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351.7K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 454K Spending & Discounts
- 244.7K Work, Benefits & Business
- 600.1K Mortgages, Homes & Bills
- 177.3K Life & Family
- 258.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards