We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

PLEASE READ BEFORE POSTING: Hello Forumites! In order to help keep the Forum a useful, safe and friendly place for our users, discussions around non-MoneySaving matters are not permitted per the Forum rules. While we understand that mentioning house prices may sometimes be relevant to a user's specific MoneySaving situation, we ask that you please avoid veering into broad, general debates about the market, the economy and politics, as these can unfortunately lead to abusive or hateful behaviour. Threads that are found to have derailed into wider discussions may be removed. Users who repeatedly disregard this may have their Forum account banned. Please also avoid posting personally identifiable information, including links to your own online property listing which may reveal your address. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Can't afford the rent

I can't go into the rent office and pay with a credit card so what is the best option out of a) paying cash from credit card b) paying with a credit card cheque. Please help :confused:
«13

Comments

  • p00hsticks
    p00hsticks Posts: 14,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You'd need to check the T&C of your particular credit card, but I think that either way is likely to count as a cash advance, which means you'll start racking up interest straight away..... are these really your only options ? How far short are you ? Is this likely to be just a one off bad month or are you at the top of a slippery slope ?
  • staffie1
    staffie1 Posts: 1,967 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    can't you use your overdraft or find a cheaper way? It's gonna cost you a fortune.
    (why did you start a new thread with same question?)
    If you will the end, you must will the means.
  • yorkie77
    yorkie77 Posts: 169 Forumite
    Thanks for the replys, we are only receiving ssp for the time being but hopefully only for a few weeks. We were already living week to week and nearly always use all the overdraft (£970). So it's not only the rent its every bill! I have posted in two areas of the forum as I didn't know where was best.
  • suze_g
    suze_g Posts: 68 Forumite
    Have you not applied for Housing Benefit? Even if it takes longer for them to process the claim than it takes for you to be back in work, it will stil be paid for that period and your landlord may be happy with waiting a little bit.
  • yorkie77
    yorkie77 Posts: 169 Forumite
    I have been on direct gov website and we don't qualify for any benefits.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    Have you spoken to the citizens advice bureau or the consumer credit counselling service?

    I have not been in the debt free wannabe board much myself but I was under the impression you should be paying rent + bills BEFORE you look at what's LEFT to pay creditors. you need to speak to a professional.
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • yorkie77
    yorkie77 Posts: 169 Forumite
    I haven't spoken to anyone about the debt as we manage to pay everything or should I say we did manage before my partner went on the sick.
  • Kavanne
    Kavanne Posts: 5,093 Forumite
    OK well now that you are struggling you need to see someone. And you may want to try and do it as soon as possible as the rent NEEDS to be paid!!

    http://www.cccs.co.uk/
    Kavanne
    Nuns! Nuns! Reverse!

    'I do my job, do you do yours?'

  • yorkie77
    yorkie77 Posts: 169 Forumite
    Thanks for the link will take a look.
  • Georgie4
    Georgie4 Posts: 217 Forumite
    How long is your oh likely to be off? council tax beneift is means tested so unless you have 16k of savings you should be able to get something off this
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.1K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.2K Spending & Discounts
  • 245.1K Work, Benefits & Business
  • 600.7K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 258.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.