Does anyone here do 'tit-for-tat' money?

galvanizersbaby

gymfiend wrote: »

In our house we stick a fairly equal amount of cash into the 'house' pot to cover house, bills etc, I then pay for our gym membership and car loan. We have around about the same amount left each month and spend as we like. Whoever has money one week buys shopping, clothes etc.

On the other hand, my brother and his girlfriend split everything down the middle. One spend £6 on washing powder and a bag of salad, the other has to hand over £3. Very strange I think!

I agree, I would find a tit for tat attitude rather childish and I'm pretty sure I couldn't live with someone that thought in this way.
When I had joint finances with my ex husband we were both working(though he more than me and I had two lots of paid maternity leave) and we spent our money on fairly different types of things but if I thought he had spent to much or vice versa I would just say I guess and leave it at that (not that I can recall this happening)
We both had similar sort of attitude to money which I would think would be the key factor with couples.

My finances are not joint with my now partner but again if they were I think he has a similar sort of attitude to me - if he started spending or taking out the same amount of money just for the sake of it I would think he was a bit odd tbh and would expect him to view me in the same light

skintchick

In a word, no.

We have friends who are married who split everything 50/50, to the point that we once went out for a meal, and because he didn;t have enough in notes for his share, she sat and watched him counting out coppers even though she had enough to pay for both of them!

OH and I have our own system, which in a nutshell involves us each having our own money which we spend on what we want. So recently he spent £600 on a media centre he is building (I refused this as a joint purchase because we don;t need it, it's just a gadget he wants) and I spent £70 on clothes. I don;t have enough of my own cash to spend £600, but then he is paying for our trip to Paris in a fortnight and so it all evens out.

We don;t keep track of it as that would feel petty to us. But if we had a joint account only I'd feel differently.

Glamazon

Hi

OH and I have seperate bank accounts - mortgage, bills and food come out of mine and I often give him cash towards fuel (he can't get to cashpoint easily) and then he gives me his half and anything else he owes me towards the end of the month.

TBH I think it stems from when we were struggling students and always paid our own way (even thou we were together) - we have just kind of carried it on even though we both earn an equal amount.

We don't go to extremes though!!

Krystaltips

My husband is our breadwinner so when his wages come in and he allocates the majority of the bill money into my account, what's left is seen as his to spend on what he likes... However this month he is buying me an Ipod... My prize for growing his child... Last month he bought an expensive chest of drawers... The month before a new carpet... So he didn't have a fat lot of expendable left afterwards... He doesn't think anything though of picking up a DVD for a fiver... Or a new game for his xbox if he has enough... I will weigh up how much we need something before I think of spending... And like someone else said, I can spend on my daughter or the house far easier than I can ever spend on myself...

debtfreein4years

i have done in the past couple of weeks. im not working and he is and our joint savings are all in his name cause he doesnt pay tax. ive had an expensive month with needing to see the dentist and optitions so didnt have any of my 50 quid a month me money left and he had spent all the travel budget on petrol.

he then felt the need to blow god only knows how much on £9 champagne cocktails whilst waiting to board a plane (was waiting for 7 hours) so i helped myself to another £50 and then spent £10 on getting a takeaway and the rest getting to job interviews.

will be an almighty row over it, but it will be needed to prove that he cant spend what he likes and then have a go at me over spending a hundred quid on a new pair of glasses and £40 at the dentist which i saved for out of my me money.

gxx

sooz

skintchick wrote: »

In a word, no.

We have friends who are married who split everything 50/50, to the point that we once went out for a meal, and because he didn;t have enough in notes for his share, she sat and watched him counting out coppers even though she had enough to pay for both of them!

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

are you taking bets for the divorce date?

Reds-on-Sea

Me & OH both work though he earns more than me. We have separate bank accounts and also a joint one. We pay equal amount into the joint account every month. All bills, mortgage, food shopping, housewares, meals out etc come out of the joint account.

What we have left is what we can do with as we please. He has much more expendable income, so ends up buying gadgets/tellies etc for the house (which I get to use too)

works perfectly, though obviously if I ever pop a sprog, it'll change, but we're both cool with that.

skintchick

sooz wrote: »

:rotfl::rotfl::rotfl::rotfl::rotfl::rotfl::rotfl:

are you taking bets for the divorce date?

They're really happy! Guess it takes all sorts but I couldn;t live like that. The house is in his name and she doesn;t pay anything towards it, so it started off a bit weird IMO, but as I say, they're happy.

DeeDee74

i think you should both have the same amount to spend on what u want.
why if you both work shouldn't you both be able to spend spare cash on what u want??
is it that unfair to say if he has say £50 for you to have the same.?

me and my ex used to split the bills, he payed the rent as he earned more money, then we had what ever was left from our wages to do what we want with.

LouBlue

Our money goes into a joint account. We don't keep tabs on each other but we work together as a team when it comes to our finances - so one of us wouldn't just go out and buy something expensive for ourselves, without consulting with the other first. Sometimes it would be doable, other times it wouldn't, it works for us.