My £3k challenge

yukkibear

Nothing doing on bingo this morning, but I paid off £5.89 from the loan as my first bingo win landed in my account.

Primula with NOv and Dec regular payments, should knock another £200 or so off the capital so that will take it under the 1k mark anyway.

wendz86

I didn't win this morning either, maybe tomorrow!

EssexHebridean

yukkibear wrote: »

Nothing doing on bingo this morning, but I paid off £5.89 from the loan as my first bingo win landed in my account.

Primula with NOv and Dec regular payments, should knock another £200 or so off the capital so that will take it under the 1k mark anyway.

Wow - get you! You're doing brilliantly aren't you - I bet you can't believe how far you've come since you started your diary!

yukkibear

Another £5 from the bingo landed today so paid off this morning.

Thanks EH, when I think about it in the grand scheme of things I am so proud of myself, but if feels like I have had the loan forever sometimes even though it's only been 6 1/2 months.

yukkibear

We've been getting quotes for our house insurance this afternoon and after a cal to our current provider, found they couldn't match our best quote so we went through tcb and got some cash back as well as a cheaper quote for our insurance.

I was a bit piddled off that by paying in installments they were charging me 23% interest. Next year I vow to have all this money saved so we can save this unessecary money being spent.

EssexHebridean

yukkibear wrote: »

I was a bit piddled off that by paying in installments they were charging me 23% interest. Next year I vow to have all this money saved so we can save this unessecary money being spent.

I started doing this a while ago - added up the amount I was paying over the odds each year for paying things monthly and thought "not likely!" - it did sting a bit when I had to find the cash for a years car insurance for TWO cars in August this year though!

yukkibear

I nearly stretched out money from a few places today, but after our holiday and the reduction in savings over the last month then I thought I woud be daft to stretch anymore especially with xmas coming up. I WILL be prepared next year though, you watch lol.

yukkibear

I got two more lines on BB this morning so hopefully tomorrow that'll be £9 I can withdraw and add.

I have done a mini SOA for November and it's looking ok ish. I'm trying a new tactic with myself and giving myself £20 to spend every week mon - sun.
I was going to draw the money out in cash but then I think any surplus would get spent, so I'm not going to do that. I've set up a small spread sheet to do this and anything left will be chucked off the debt.

I wont be including any xmas pressies in this or money I owe work for our xmas meal. This is more directed at me going into the shop for some milk and buying this that and the other etc, and also so I make my meals for work and not have an I can't be bothered morning and go and buy something.

yukkibear

I've withdrawn my £9 from bingo this morning, and am playing through my bonus now. - Woohoo got the house of £15 so can withdraw that tomorrow

A small £2 paid off this morning, and I have joined the PAD thread for NOv at least to see if that makes a difference to me. I have budgeted for a couple of quid a day that I can afford and may just make all the difference.

Rubbish weather here, am going to stay in I think.

wendz86

That is a good idea to give yourself a budget for little spends. I need to budget especially with needing to buy xmas pressies and stuff.

I swear Bingo Britain will be broke soon with all the money we keep winning!