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DMP help

Have recently set up a DMP and first payment was due on the 28th Feb. Had signed and sent off all the sanding order forms my bank then called me to confirm that I wanted the standing order set up. I then see the money go out on a mini statement from the cash point and think everything is fine. Went the bank today and got a balance. Thought hang on why do I have so much money :confused:

Called the bank and they told me we have no record of a standing order to that company or any record of anyone contacting you about the standing order.

Imagine my shock i though ohh no I have given all my details to a fraudster who called me. Oh no the bank says it would have been the branch that called you so we have no record and I must have ben seeing things on my statements.

I am worried that it will now effect my DMP have contacted pay plan and my case worker (I just found out I had one) was not in and I have left a message for a call on Monday.

Is this going to effect my DMP? am so annoyed and scared that it has all been messed up. Will Pay plan mark this against me? My creditors are going to be even worse now aren't they?
Can anyone give me any advice that might calm me down slightly? :eek:
Light bulb moment Dec 2005

Total Debt £54,000 Feb 2006 :eek:

Two payments made to Payplan. Waiting for offers to be accepted

Sometimes all you can do is dance and smile :dance:

Comments

  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Have recently set up a DMP and first payment was due on the 28th Feb. Had signed and sent off all the sanding order forms my bank then called me to confirm that I wanted the standing order set up. I then see the money go out on a mini statement from the cash point and think everything is fine. Went the bank today and got a balance. Thought hang on why do I have so much money :confused:

    Called the bank and they told me we have no record of a standing order to that company or any record of anyone contacting you about the standing order.

    Imagine my shock i though ohh no I have given all my details to a fraudster who called me. Oh no the bank says it would have been the branch that called you so we have no record and I must have ben seeing things on my statements.

    I am worried that it will now effect my DMP have contacted pay plan and my case worker (I just found out I had one) was not in and I have left a message for a call on Monday.

    Is this going to effect my DMP? am so annoyed and scared that it has all been messed up. Will Pay plan mark this against me? My creditors are going to be even worse now aren't they?
    Can anyone give me any advice that might calm me down slightly? :eek:

    I can't see it being too much of a problem mate. It's just one of those things! Just make sure you hang on to that money because next month they might want to take 2 months worth! :beer:
  • tattooed_lady
    tattooed_lady Posts: 1,591 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Photogenic
    Have you kept the mini-statement by any chance as proof? Do you have online banking to check if it appeared there?

    Very strange - hope it works out ok.
    Mortgage-free wannabe!
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