Which of these two mortgages?

regularsaver1

the early redemption fee is £175 and if you have deeds there £50, making it the £225 to leave

Jet

Thanks guys.

The financial adviser is someone I found by visiting a website (can't remember which one), who offered to phone me and find me some deals.

To be fair, he came back with a couple of possibles, but I just wanted to compare these two particular mortgages on here. The Halifax mortgage was something I found out for myself directly with them as they are my current lender.

I'll be looking around some more information, and I'm glad you guys reminded me that the Halifax will be charging me to move.

Jet

HelpWhereIcan wrote:

Now, there may well be a number of things I am not aware of, but I would also consider the Stroud & Swindon at 4.90% with no arrangement fee, free valuation and free legal fees or the Abbey's deal at 4.99% that also has no fees. There is also one with the A&L that is 4.99% with a refunded valuation fee, no arrangement fee and free legal fees but that reverts to a base rate of 5.49% for the long term (as does the Stroud & Swindon).

I have looked at all of these providers websites today and can't find any of the deals above. Is it possible that the rates have changed since this was originally posted?

I've had a guy from the mortgage advisers at the estate agents quote me for 2 year fixed rate mortgages and the best he could find was 4.64% with the Abbey with a £499 booking fee. :rolleyes:

herbiesjp

Depends on your circumstances, but there are currently lower 2 year deals