I actually have some good news today..

D&DD

WHOOPEEEEEEEEEEEEEEEEEEE :j :j :j :j :j
Our overdraft is HISTORY !!!!!!!!!!!!!!!!
OH wages went in today and after the DD's went we are still over £100 in credit..my bank manager is sooooooo going to faint LOL...Have to find a 'target' for next month now :dance:

miseter

really really proud of ya keep up the good work.....




join 20p savers club http://forums.moneysavingexpert.com/showthread.html?t=162632

in*the*red_6

Wow, I notice from your sig that you've reduce your debts by 6k since January - that is amazing D&DD - the rest of those debts will bite the dust in no time at that rate!!!

WELL DONE!

hotdiggerdy

D&DD wrote:

WHOOPEEEEEEEEEEEEEEEEEEE :j :j :j :j :j
Our overdraft is HISTORY !!!!!!!!!!!!!!!!
OH wages went in today and after the DD's went we are still over £100 in credit..my bank manager is sooooooo going to faint LOL...Have to find a 'target' for next month now :dance:

well done, have a small celebration you deserve it :beer:

skintchick

Yay!!!!!!! DFW rocks this week!!!!!! Well done!

forsya

Super duper, fabby!!!

Welldone, great news

xx

amazon_spice

:j Fabulous. :j

D&DD

Thanks all I could never have done it without you guys and gals helping me
Old iron balls got rid of £3k in one swoop for us due to his ppi advice,I am also currently enjoying sky at 3 months halfprice,we have saved on telewest just by phoning and asking,the 2 months free ctax helped too and I got off my butt and did some listing on ebay again.
Huge thanks to ALL the posters on here, who inspire me always with their strokes of genius and have actually helped me realise there is a way out..we CAN do this
When we all finally declare ourselves debtfree it will have been a team effort as far as I'm concerned.I have learnt so much from these forums not just on how to manage our money better and how to clear our debts but HOW TO LIVE WITH THEM TOO..I think you feel some days that you don't have a life it all revolves around your finances but this site has helped me rediscover the joys of a simple life,which doesn't revolve around spending money.
For that I applaud you all :T Thankyou..
*shuffles off for tissues* sniff..

Verbatim

Thanks DD&D. You're still so optimistic and positive. £3k in a few months is really impressive.

moozie_2

Hello D&DD

:j :j :j Wonderful news :j :j :j

I am so glad things are going so well for you. You deserve to feel very proud of yourself today!

Well done :T

linniestorm

Yay! Well done!! I think getting rid of the overdraft is such a psychological boost as well, knowing that you're talking about money with a plus sign in front of it instead of a minus!!

It felt like that for me anyway!! (despite the fact I've got a temporary one back again as I had a month without work! It's the first thing that's going on pay day!) If I can do at least half as well as you're doing I'll be well chuffed, keep it up!!!