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A trilogy in seven parts.....hypno's latest efforts

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Comments

  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    5.06am :eek::eek::eek:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
    BAAAARRRRRRRRRRKING er insanely so :o
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    morning all
    baby back to bed.sun is shining but looks like rain !!
    today's jobs
    tidy house down stairs,dust, hoover, wash floors,
    1 to 2 loads of washing.
    es to school (Lithuanian) 9.30 -1
    do food and wrap presses for oh birthday party tonight

    long term jobs
    sort out paper work filing eth(1hr)
    study for coaching exam tomorrow (1hr)

    not much their better find something else to do:rotfl::rotfl::rotfl:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
    BAAAARRRRRRRRRRKING er insanely so :o
  • lucielle
    lucielle Posts: 11,518 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Morning. Managed to sleep in today. First time for ages.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Morning! Love the property conversation last night, brilliant. And I've bookmarked property bee for when I ever move.... just waving hi and goodbye now, I'm off to my sister's.... hypno, 5am!!!! You poor thing, have *lots* of coffee...

    xx
    2023: the year I get to buy a car
  • Nargleblast
    Nargleblast Posts: 10,763 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Debt-free and Proud!
    Morning everyone. Re property prices - at least if your home is in negative equity there will be no pressure from creditors for you to sell as there is no equity to release!! House values are just paper figures, totally meaningless. A house is worth only what someone will pay for it. I watched "Relocation, relocation, home and away" last night. This programme often makes me want to chuck a brick through the telly and last night was no different. A couple with children, selling up a hotel in Cornwall and couldn't decide whether to stay in Cornwall or go to the South of France... when you only have a budget of about one million pounds to spend it is such a hard decision!!!!?? They kept turning their noses up at some pretty fantastic properties in both places. It is not envy on my part (really it isn't), I don't begrudge anyone material success if they've worked for it. The people on these programmes seem so ungrateful and unappreciative at times. Anyway, back to my hovel for some breakfast and then crack on with some work for the day...... Good morning and have a good day one and all.
    One life - your life - live it!
  • Walshyboy84
    Walshyboy84 Posts: 516 Forumite
    edited 6 June 2009 at 12:06PM
    I'm loving the descriptions of the Pied-a-terre's! However, in the Docklands, they are now executive living spaces... :mad:


    It does make me mad. I think East London saw some pretty extreme price fluctuations. A set of apartments on Royal Albert Dock dropped by £50k whilst the house I'm living in dropped by £80k!!! Yes it was nearly £400,000 when it first went on the market but it's still pretty shocking! :eek:

    I had my leaving do last night... Feeling for it now! :D I'm currently praying the Ibruprofen will work do I can shower and get ready for a garden party in Pimlico! Ever so terribly middle class! :cool: Then another birthday in the evening... And a christening tomorrow over in Watford! Lots of :beer: but I'll be a good boy I will!


    I'm also quite chuffed as the OH got was one of the first 2000 people to sign up for a free Taste London card... The level of discounts and the restaurants they've got on the list... I've thrown out my diet plans and just will remain obese! :rotfl:


    Edit: I don't know if I told you lot, but I finally got a permenent job... In the financial services and doing the job I want! I'm shocked and numb but also happy! It's only taken 18 months!
    :beer: Debt Free since July 2011 and it feels good! :beer:

    Now it's all about finding a deposit for a house!

    How do you amass £70k in a year?! :eek:
  • ZTD
    ZTD Posts: 24,327 Forumite
    Nargleblast wrote: »
    Morning everyone. Re property prices - at least if your home is in negative equity there will be no pressure from creditors for you to sell as there is no equity to release!! House values are just paper figures, totally meaningless. A house is worth only what someone will pay for it.

    Unfortunately, although "appraised values" are a bit "pie in the sky", they are far from meaningless when you come to remortgage and they're used to calculate the Loan-to-value ratio.
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."     OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Walshy - enjoy your weekend of socialising.....

    I'm home from the ski race and absolutely shattered - I hate the drive back as I am more asleep than awake, despite having drunk gallonloads of coffee......
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • EssexHebridean
    EssexHebridean Posts: 24,434 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Early night tonight Hypno?! Urgh - 5am on a Saturday - you poor thing.
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • rtandon27
    rtandon27 Posts: 5,754 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello All! -- Happy Saturday!

    Hypno - Yikes to 5 am!!!:eek: on a saturday!!!:eek:


    Walshyboy84 wrote: »
    I finally got a permenent job... In the financial services and doing the job I want!

    Congratulations Walshy!:T:T
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 8 MONTHS LEFT OF 20 YEARS (reduced by 16 mths)
    Psst...I may have started a diary!
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