A trilogy in seven parts.....hypno's latest efforts

pania

i'm really not sure that was completely his issue z. more he should've left his jack hammer at home and taken just his plumbers mate!!!!! actually.. ahem.. i think he did that

hypno what is this online spending diary of what thy speaks? and also is 14th ok? xx

hypno06

My spending diary is on the main DFW board here......where I confess all and try and understand why I am so skint all the time!!

14th should be ok.....DS racing.....DD is opting for doing the paper rounds instead.....money, money money!!

hypno06

Friday again :jAnother week done and another week closer to debt freedom :T

£12.40 reached my account today from TAB, so that has been sent straight to OH egg loan.....baby steps but all heading in the right direction.

I have an amazon parcel to be posted at lunchtime.....must not forget.

Only 10p on the scratch....but it all adds up!

I think I am going to have to find something bigger, moneywise, at the moment I am relying on all the little payments, and although they all add up, they don't add up to enough to satisfy my snowball!!

That's why I decided to address my spending - if I can't make the money, I will have to spend less.....but as my spending diary shows, despite not buying any coffee or lunches this month, my spending is already horrific :eek:

Must try harder.
Must try harder.
Must try harder.

youareallhelpingme

Hi Hypno,

As you say to me - small steps add up, bet you'd be surpised on how much all you little payments add up to.

Hi to all, hope you can keep warm and dry this weekend looking at weather foreacasts!

Me x

hypno06

Oh I never knock those little payments, and I send them all straight to the debt which really helps bring the total down before I have chance to spend it!

Could just do with a few more of them, or slightly bigger payments!! Couldn't we all!!

Surfbabe

Morning - its dull and overcast here today - not good.

Have a 60th BD party tomorrow following teaching in the morning and before work in the evening and a 50th BD party in Sussex on Sunday !!!!

Lets hope the weather is good else we will all be a little damp!

Have checked online banking and sent Quidco money winging its way to debt ! not much but hey ho.

Have a good day everyone

pania

oooh i missed the spending diary!! looks fab! £28.88 though, gulp! Have a good day!!! XX

shaun40400

morning all
hypno i sent irish options,an email giving out about getting 1/2 serveys a week for 30c or 50c,,
about a month ago since then ive received 4 a week on avg ,with lots of them for €1.€2 and 2 for €5 only quoll for 1 of those(30 min on choc):D,,,,dont know if it quinsidence??
but have earnt €16 this month..

suns out so far
daughter arriveed newyork @7.10am 24hrs travleing:eek:
only 1 hr delay at heathrow and 1 hr at washington:cool:
all ok except the 3am txt ....to rub in the fact that shed been moved to 1st class.was drinking champagne and hob nobbing with some pop band
just got txt 8am arrived hostle 140 doller for the room for 4 nights for them (very mse :T)going bed knackered:D:D
lots or running around to do today school.oh.e/s baby mini food shop
hope u all well
xxxx

hypno06

I'm out all weekend too surfbabe, so will be packing my brolly and my boots.....:rolleyes:

Pania - it is frightening how quickly money gets spent.....and I haven't had a latte or a shop bought sandwich once this week!!!

Karmacat

Wow, hypno, that spending diary is really doing the job, isn't it. Seeing it down in black and white each day really does make you see where the money's going.

Shaun! Your baby arrived safely ... I'm glad.... fancy her sending you a text at that time of the morning, tho! She's going to have a ball.

The little bits that go out.... when I've done my mystery shop on my satellite provider next week, I'm going to be stopping the satellite - its the biggest spend I've got left that can be cut, and especially with working like this, I watch about one programme a week ... not necessary! Mind you, all this work is killing the arthritis in my hands. Bummer, but there are worse things.