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A trilogy in seven parts.....hypno's latest efforts

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Comments

  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    Hypno Hi

    You are definitely in normal figures now nothing to be embarassed about well done - glad you treated yourself to brekkie did you have to this morning when I am waiting for a fasting blood test mmmmmmmmmm bacon sarnie and a cappuccino for me please:D

    Shaun the photos are gorgeous.

    DTxx
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Well done Hypno brilliant news for the Bank Holiday weekend xx
  • duchy
    duchy Posts: 19,511 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Xmas Saver!
    Definitely a deserved treat .
    I Would Rather Climb A Mountain Than Crawl Into A Hole

    MSE Florida wedding .....no problem
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    DT - it wasn't that nice, the bacon was cold and the bread was stale....you didn't miss much.


    OK I lied.....it was yummy :D
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • shaun40400
    shaun40400 Posts: 4,134 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    OK I lied.....it was yummy :D:naughty:
    :rotfl::rotfl:
    WAS DEBT FREE & STILL BAAARRRRRKING :cool:
    hello my name is shaun,,,and im not so addicted to farmville,still addicted to football:o:o
    BAAAARRRRRRRRRRKING er insanely so :o
  • savingholmes
    savingholmes Posts: 29,181 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    youareallhelpingme wrote: »
    I logged in specially to see the new total - awesome!!!!!!!!!!!!!!!!!!!!!!!!!!

    You have got to be the MSE Queen :money:
    Agreed! Really well done:j
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £167.4K Equity 38% 3/4/26
    2) £2.5K Net savings after CCs 14/4/26 (but owed £1.1K) so £3.6K
    3) Mortgage neutral by 06/30 (AVC £39.3K + Lump Sums DB £4.6K + (25% of SIPP 1.3K) = 45.2K of £127.5K target 35.4% 8/5/26 (If took bigger lump sum = 67.1K or 52.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.4K updated 8/5/26
  • Double_Trouble
    Double_Trouble Posts: 4,375 Forumite
    hypno06 wrote: »
    DT - it wasn't that nice, the bacon was cold and the bread was stale....you didn't miss much.


    OK I lied.....it was yummy :D
    I believed you for a minute made me laugh had the blood tests now so I have had the cappuccino but still need the bacon sarnie had porridge instead but its not quite the same - ready for lunch now:rolleyes:

    DTxx
  • boredofbeingathome
    boredofbeingathome Posts: 15,657 Forumite
    Oh i missed the photos..drat! :o

    But not the good news about the egg loan!!!! Well done for being in the 20k's Hypno:T.. I can see that light shining brightly at the end of the tunnel.:D
    Blackadder: Am I jumping the gun, Baldrick, or are the words 'I have a cunning plan' marching with ill-deserved confidence in the direction of this conversation?
    Still lurking around with a hope of some salvation:cool:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Another £28.10 has gone into the debt pot - a scrap of mystery shopping money and scratchcard money.....so my signature is duly amended.

    Have posted my amazon parcel - a CD which we got for free, but isn't our thing, and after postage and fees we made £4.01 profit. Every little helps!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • skint_spice
    skint_spice Posts: 13,743 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    hypno06 wrote: »
    So, I treated myself to a "breakfast deal" this morning - latte and bacon sandwich.....£2.99 - oh I sure know how to celebrate :rotfl:


    Does make me laugh when I do something like that as a big treat when in the past it would have been nothing - scary thought!

    Congrats on the £27Ks, you'll be sub £20K in no time.:D
    Mortgage OP 2026 £860/2000
    Mortgage balance: £31,763

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £20
    Boiler fund £2085/3000

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