Where are we going wrong?

redrach

Hi, congrats on doing so well so quick! One thing that I have found helps is making a payment a day to something. I usually only do about £1, usually to my credit card, but it means I clear about £20-£30 a month without missing it. I think of it as a chocolate bar a day! Good luck with clearing the debts.

Rachael

tallyhoh

redrach wrote: »

Hi, congrats on doing so well so quick! One thing that I have found helps is making a payment a day to something. I usually only do about £1, usually to my credit card, but it means I clear about £20-£30 a month without missing it. I think of it as a chocolate bar a day! Good luck with clearing the debts.

Rachael

I like that idea, very good.

angelicmary85

Hey tallyhoh,

The payment a day thread is free to join if you want to join all the other mad hatters on there!!!!

JimmyTheWig

sandhawk2701 wrote: »

we will take your advice and get rid of Grattan , it is 0% no charges either but willing to get rid of it.

If it really is not costing you then you might like to re-jig my plan. But even so it is a small amount and would be good psychologically to be able to cross it off the list.

The other HP debt is a car loan, would getting a settlement figure help?

No harm in finding out.

Have actually managed a no-spend today which is a feel good factor too.........

Nice one. Well done.