unsec loan with overpay facility?

alan_blue

Hi there I was wondering if any kind people would be able to point me in the right direction.

I have recently sold our house and it was on a NR together package with an unsec loan for £24k. I want to refinance that loan now as the house sale did not pay it off as the down value time etc. It has jumped up to 14% which I knew it would so want to source a new loan.

My question is what is a good loan to get at the moment with the ability to overpay on? I want a loan for 14k as I am paying a lump off the loan. I have a good credit history and have never missed a payment on anything. The only thing against me I think is that I have moved about a bit with work in the RAF over the past 5 years. Any advice is really appreciated

Thanks in advance
al

jonesMUFCforever

Your own bank would be my first port of call.
Most high street lenders will allow overpayments.

Fowler0505

How much do you want to be able to overpay?

I have recently took out a loan with Nationwide but can only overpay up to £100 per month.

Liz

alan_blue

not sure on amounts yet but would be more than £100. I am getting really annoyed as all the loans i look at when they give me the quote its way above the advertised rates. I know they are only typical rates but what kind of people get these rates? All the info i have provided is salary and addresses?? Salary is above 30k too??