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Has anyone had a loan at the typical rate??
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People here might not have had, but people will have had, yes - the law says..."the typical APR" is an APR at or below which an advertiser reasonably expects, at the date on which an advertisement is published, that credit would be provided under at least 66% of the agreements he will enter into as a result of the advertisement.What would William Shatner do?0
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grrrrrrrrrrrrrrrr0
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no, its really !!!!ing me off!!! I went into nationwide yesterday and they offered me 13.4%!!! All they took was my address and salary which is over £30k. Its so annoying as I am in a secured job with the Forces and have a great credit history. Its cheeky if you ask me and no wonder why the banks are in a mess0
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Yes me. I recently applied for a loan with Nationwide and got it at 7.9%.
Liz0 -
lucky you hey, are you a homeowner? i am just wondering what kind of people get these good rates? I feel its very discriminatory, anyone agree?0
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when i click through on my online banking it offers me a gives a typical loan rate - but when I actually ask for details and put in the same information as they already have for me already the loan rate jumps up!Indecision is the key to flexibility
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lucky you hey, are you a homeowner? i am just wondering what kind of people get these good rates? I feel its very discriminatory, anyone agree?
Yes I am a homeowner, plus I have previously had a loan with them which I paid off without any problems.
I have never checked my credit rating but I am guessing its reasonably ok too.
Liz0 -
I got the typical rate with Tescos this week.
I've never had anything but the typical rate from credit providers.. although I pay everything back on time and I borrow a lot. Homeowner, 10 years employment, 6 years bank account.0 -
well it cant be anything to do with credit scoring as whenever i get the rates its before the credit check goes in?0
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