need loan, self employed, poor credit and turnt down by hsbc HELP!

xzarzx

Hi there, im 22 years old and self employed. (i only have a cash card with my bank cuz i was a bit naughtly a few years ago and didnt pay my charges lol but i have been good since lol)

im looking for a loan of £3000 to pay off my small debt and pay for a driving crash course.

ive just moved into a house share to save money and only pay £400 (all bills included) my total out goings including food is around £650 per month leaving my about £500 to play with.

i made an appointment with HSBC next week to apply for a loan but when i got home i decided to try online but hsbc turnt me down (i think i have poor credit lol) shall i still go next week to the appoinment?

i want to get rid of the small debts as they keep pestering me and demanding the money now...im fed up with doing the arrangement plan so want to get rid of it! i can deff afford to pay a loan...i need to get my driving sorted out asap as i cant get more work till im driving!

is there anything i can say to hsbc to get a loan lol

thank you for taking the time to read my post

Zara

jonesMUFCforever

I think your chances are very slim. However if you have £500 per month to play with you will be debt free in 6 months without a loan??

xzarzx

hiya..thanks for your reply... u were right lol they said no

i just needed the money now that was all

thanks again

mercat

If you were turned down by hsbc it's very likely you will be by most other lender. Check TheLendingWizard.com they can show you loans you are eligible for without having to submit an app. They will probably confirm what I just said though.