Getting things removed from your credit file?

herbal

Is there anyway i can get missed payments from my credit file?

There is only a few over the years some were due to being in hospital, and thinking they set up a DD but they had not etc?

What do you need to do to remove them?

tattooed_lady

How long have they been on there? I read on another board that late payments stay on for less than defaults etc. To be honest, don't know if they can be removed, pretty sure they will have to 'drop off' naturally.

MikeLB

i dont think you can have them removed but you can have a note put on the file stating a reason for the late or missed payments. This would then be visible to anyone looking at your credit file.

There is a name for this process but it escapes me at the moment, but its reasonably easy to do I think.