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Bank does NOT have a Copy of a Loan Agreement, how can this be?

2»

Comments

  • HAVEFAITH
    HAVEFAITH Posts: 557 Forumite
    PPI Party Pooper
    Lets just say we have had 2 weeks school holidays when the number of trolls increase considerably.
    Lets put it this way If I borrowed £250k I would not have lost my copy of the agreement.

    I have my copy the bank does not.
    "onwards & upwards"
  • jonesMUFCforever
    jonesMUFCforever Posts: 28,898 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    HAVEFAITH wrote: »
    I have my copy the bank does not.
    Then you do not need the bank to have a copy.
    You need an independent person to confirm that the interest rate that you were charged was wrong and ask for a refund + interest on that amount at the statutory level of 8%.
  • HAVEFAITH
    HAVEFAITH Posts: 557 Forumite
    PPI Party Pooper
    Then you do not need the bank to have a copy.
    You need an independent person to confirm that the interest rate that you were charged was wrong and ask for a refund + interest on that amount at the statutory level of 8%.

    ok, thanks
    "onwards & upwards"
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