We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
To be on the mortgage or not?!
kingsthorpe
Posts: 18 Forumite
Hi, I am actually a MFW at the minute but will will be putting the house on the market in a year and we are not sure how this would work...
The mortgage we have at the moment is in the DH's name as he bought the place before we were together. I have worked, but am now a housewife with my 1 year old. I always thought that the new mortgage we get in a years time would just be under my DH's name as he is the only one working. My DH said it would be nice to have my name on there too. Can I be on the mortgage even if I dont have a job. Also would I have a bad credit rating as I have never had a mortgage and I have never been in debt and I have never had a credit card.
Thank you all for your future replys!!!
Kings
The mortgage we have at the moment is in the DH's name as he bought the place before we were together. I have worked, but am now a housewife with my 1 year old. I always thought that the new mortgage we get in a years time would just be under my DH's name as he is the only one working. My DH said it would be nice to have my name on there too. Can I be on the mortgage even if I dont have a job. Also would I have a bad credit rating as I have never had a mortgage and I have never been in debt and I have never had a credit card.
Thank you all for your future replys!!!
Kings
0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.5K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.5K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards