The New Me

queenofthedump

Hi Everyone

This is the new and improved me, I want to tell you all about it just in case anyone is having trouble sleeping and because thanks to the help and support I have received from you all I am now able to say I am new and improved.

Basically when I started lurking about this site I was nearly 63K in debt, as a result of you guys i am closer to 61 and a 1/2K in debt not massive reductions but for me that is fantastic. I have cut the household spending stopped using credit cards not used one since 31 dec 05 and i have to be honest i am a lot happier- yes i get cheesed off because i want to spend money and yes i get fed up of saying sorry no i cant i have no money, but i am actually more content with my life, it has changed me in other ways too such as I feel more confident about saying No to people and i feel less of a doormat if people annoy me know I tell them. My debt free date is 6 years and 7 months away but each day i get closer to it. I start my new job tomorrow which will double my earnings and allow me to contribute to the paying off of the debts I helped make. I only worked saturdays before know i will be 5 nights a week

I looked through our paperwork yesterday and was sorting out stuff for shredding and for the first time ever i actually read them properly credit card statements and bank statements - My god the money I have wasted on crap !!I can see exactly how i got to the stage i was at and i can see exactly what i need to not do to carry on my quest to financial freedom.

I was in town today and picked up a few things I could say i needed but i thought to myself actually you dont need them and you cant afford them so i put them down and walked out of the shop with a big smile thinking I CAN DO THIS.

I will of course continue to bore you all with my daft questions and ask for advice regularly and stick my two pennies worth in but i just want to thank you for your help advice ideas and most of all your honesty and support.


Cheers Guys and Girls XXXXXXXXXX
:beer:
P.s No i am not drunk.

skintchick

Yay! Well done you!! That's fab! you'll be debt-free in no time!!!

lynzpower

Well done you!

I know that feeling of putting things back- I wish Id learned to do it earlier in life! As I was sorting through all the stuff for my imminent car boot sale I was thinking, god, Ive never used this, Ive never needed it and Im probably still paying for it on the damn CCs!

beanielou

Good on you.
So strong willed not to buy things-yay we can do it!!

K9cuddles

That's a super attitude to have!!! And even though it'll be hard journey! Just look how much you are feeling better for it already!

ms_london

Well done Marie_B - you are doing brilliantly!! Keep up the fab work. xx

little_miss_broke_2

Well done you, keep it up :j

wigginsmum

Well done! It's great to take control and start sorting things out in a positive way. Keep up the good work

D&DD

Well done marieb I love reading your posts as they're so full of life and humour normally! Something thats in short supply at home sometimes :rolleyes: Well done on your savings and a huge pat on the back for your attitude :T Can you bottle some of that up and send it on to me I could do with that sometimes :rotfl:

bizzy_lizzie

Well done, I think you've got is sussed !

and dont forget ebay and stuff for some extra income.

Best wishes

Lizzie

Peppa_Pig_5

Well done, lovely to hear how things a going marieb. Keep up the good work

Peppa
x