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Bye bye credit card

Well at last I decided to pay off my HSBC Visa that I've had for a while but I've been making minimum payment not realising that it would take years to pay off with the intrest.

So I paid of £256 today and thats one less debt to worry about :)

It may not seem like a lot of money to some people but when your only working part-time it really made me feel happier having one less bill coming through the letter box.
Official DFW Nerd Club - Member no. 065
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Comments

  • moozie_2
    moozie_2 Posts: 3,063
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
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    I know how great it feels to eliminate a debtor so very well done to you! You deserve to feel very happy with your efforts today :j
    Leason learnt :beer:
  • :T Hooray! :beer:
    Official DFW Nerd Club - Member no. 002 :rotfl:
  • Slayerx wrote:
    Well at last I decided to pay off my HSBC Visa that I've had for a while.......

    Hooray...well done... :T Have you chopped up the evil card into pieces and discarded it.... have you...? Credit Cards are the work of the Devil you know.... :D
    :)The £2 Coin Savers Club = £346.00 (£300.00 transferred to Savings a/c)

    :)"Some days you're a Pigeon...some days you're a Statue"
  • K9cuddles
    K9cuddles Posts: 2,202 Forumite
    That's super stuff! I've gone from 4 horrid cc to 1 nicer one - with plans to have it all paid off before the 0% runs out!!! So I look forward to having that feeling!! I managed to clear my mint and have it a "fall back safety" card, but I just don't want to use it again.. EVER!!! As said.. CHOP IT UP!
    Official DFW Nerd Club - Member no. 092

    ::£2 - CSC - Terramundi is filling up!! :: Joined 3/3/06 :: 5/2/07 - 835kg + £280 Banked!!::
    ::5p,10p & 20p - Savings Tin :: Founded 9/4/06 :: 23/3/07 - 3.2kg ::

    Lost to date - 9kg (22/8/06) Next weigh in 2007!!
  • Slayerx
    Slayerx Posts: 1,285
    Part of the Furniture 1,000 Posts Combo Breaker
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    Yes I chopped it into as many pieces as possible just the Halifax card to pay off then I have my loans to deal with. Still the Halifax one is intrest free until Oct this year.

    Thanks for all the support :)
    Official DFW Nerd Club - Member no. 065
  • Montymoo_2
    Montymoo_2 Posts: 453 Forumite
    well done slayerx :T
  • asharon
    asharon Posts: 1,226
    Part of the Furniture Combo Breaker
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    Well done !!!
    Nice to save.
  • well done isnt it a great feeling to chop the little thing that you used to rely on up into tiny itsy bitsy pieces now if only i could do that with fags.!!!!!!!!!


    WELL DONE YOU !!!!!!!!!!!!
  • Wendrie
    Wendrie Posts: 135 Forumite
    Congratulations!

    Did you write or ring and ask them to close it and write to you to tell you they have? Only because otherwise they're sneaky and leave it open... I had to ask Sky Card three times before they remembered to do it...
  • crawley_girl
    crawley_girl Posts: 2,010
    Part of the Furniture Combo Breaker
    Forumite
    Yipeeeeeeeeeeeeeeeeeeeeee! Well done you!

    :heartpuls CG :heartpuls
    Ever wonder about those people who spend £2 apiece on those little bottles of Evian water? Try spelling Evian backward.
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