bank charges

THE_LONE_RANGER_4

hi, can you reclaim bank charges after the account has been passed on to a debt collecting agency and do i need to contact ther bank direct the account is now 7months with debt agency they wont accept its in dispute reguards andrew

hindsight_2

Hi Andrew

Just read your posting and I am in the same situation as you and I was wondering if you ever had a reply?

file_wizzard

http://forums.moneysavingexpert.com/showthread.html?p=1810005

bydganwil

Is there a form you need to fill in (SARN) or do you just need to contact the creditor?

Smile want to charge £10 for every statement - yeah right!!

file_wizzard

bydganwil wrote:

Is there a form you need to fill in (SARN) or do you just need to contact the creditor?

Smile want to charge £10 for every statement - yeah right!!

Just contact the creditor, they may well have their own internal form, but the £10 is laid down within the DPA,

Many organisation do try to charge more, and in real terms as long as their costs are proportionate then unfortunately the DPA £10 technically becomes ineffective.

if you really wanted to fight it you would win, but most people tend to bite the bullet and accept "reasonable" provision fees