Proof of Identity

rebecca410

Hi all,

I have received my mortgage offer documents and they are asking for proof of ID, i have lost my provisional driving license and have an out of date passport, any ideas as to what else I can use.

Thank you.

Gazza1964

Your best bet is to ring them and ask what they will accept - do you have your birth certificate, marriage certificate or any professional membership - that may be enough with the usual council tax documents, bank statements etc.

TEDDYRUKSPIN

Provisional licence would not be accepted anyway. You will need to renew your passport. Photo ID is a must.

Other documents mentioned by Gazza can not be accepted.

Unless you are a member of the police force.

_Andy_

rebecca410 wrote: »

Hi all,

I have received my mortgage offer documents and they are asking for proof of ID, i have lost my provisional driving license and have an out of date passport, any ideas as to what else I can use.

Thank you.

With respect, you need to be asking the specific mortgage lender, rather than opinion on a public forum.

Newbird

Andy is correct, it varies from lender to lender, I get this problem too.

Techno

In fairness many people have neither a driving license or passport so lenders can't insist on these particular formats - I agree with Andy best bet is to ask your mortgage lender

sarah_elton

Some places will accept an expired passport, some won't.

In theory they should - you had to pass all the checks to get your passport in the first place. The fact you haven't bothered renewing it should be irrelevant. Tell them your passport expired and you haven't renewed as you're not travelling overseas anytime soon and see what they say.

dunstonh

Some places will accept an expired passport, some won't.

Accepting out of date passports is an FSA fine just waiting to happen.

Driving licence and passport are the two easy forms of ID but they are not the only ones.

Fliss_M

My friend had a similar problem. She didnt have a diving licence of passport. They had to get a letter from the tax man and from her employer and then wait for a form from the tax man. It took ages! It would be quicker to renew the passport

dunstonh

They had to get a letter from the tax man and from her employer and then wait for a form from the tax man.

It doesnt require a specific letter. The last PAYE code notification should suffice.