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The 'I want it NOW!!' debt/savings thread - Part 3

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Comments

  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Oh dear Yukki! Are you sure you don't work with me-sounds like my place of work!
    You'll be debt free soon-you're already half way there on your car loan hun :-)
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    oh dear yukki! Doesn;t sound very good you are doing amazingly at debt busting!!

    MM i have been very very busy this afternoon and i am knackered now!!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    yukkibear wrote: »
    Yuk rubbish horrid expletive expletive day at work today. My brain feels like it's about to explode, too many politics and snide remarks. Doing two peoples jobs and not enough time to do it.

    Aaaarrrggghh

    Sorry, needed to vent. Need to be debt free again so can concentrate on the savings and take the pressure off again.

    I sympathise will all that - have been there :eek:

    Always think if people playing politics put as much effort into actaul work everybody would be better off :rolleyes:
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    Thanks guys, sorry just needed a rant, tomorrow may be better but even so. I know everyone else has horrible days and horrible colleagues but when you're in the thick of it, it just seems like it's only you.

    I was playing around with a spreadsheet tonight and offsetting my loan against all my savings / money due etc and I'm close to paying it off but it will leave me with no emergency and no money for xmas or our holiday so I can't do it yet. Still the figures look better than the actual loan amount so all helps the motivation.
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    evening all i am considering doing an extra 8 hours at work but have no idea how or wether it will effect my working family tax anyone got any ideas??

    Today has been lovely and sunny i am thinking of campint this weekend!
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • Nichelette
    Nichelette Posts: 2,135 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I kind of know how you feel Yukki, I'm not a huge fan of my job but for different reasons, they do get the debt down though... You're doing really well :).

    Only £80 left to pay my dad off as of midnight tonight,can't wait :D.
    Finally bought a home
    Starting mortgage £289,500 31.01.19 - Current outstanding £192,586.98/CENTER]
    Overpayments since 27.03.19: £52,407.47
  • Shoe_Gal
    Shoe_Gal Posts: 7,235 Forumite
    Part of the Furniture Combo Breaker
    3lbw weight loss for me this :j goodish - but l did put on last week :o
    Sometimes it's hard to walk in a single woman's shoes - that's why we need really special ones!
    Total debt @ Oct 2008: £29,226.42 Credit Card- £[STRIKE]7493.56[/STRIKE] - £7243.56
    Weightloss : 0/34lbs
  • moneymabel
    moneymabel Posts: 7,910 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Have you worked out about the extra hours Jen? Congrats on paying your Dad Nicki!!!

    well done Shoe Gal thats chuffin brilliant!!!!!!!!!!!!!!!!!!!! I've stayed the same,thats ok tho coz I have been eating crap!
  • jenjade
    jenjade Posts: 8,418 Forumite
    Part of the Furniture Combo Breaker
    hi all,

    According to the calcualtor on HMRC it makes no differents to my working family tax payment!!

    I am going away this weekend was camping but i have now been invited to portsmouth to say with a friend (free very MSE!)

    what are everyones plans for the weekend?
    :j Proud mum to Jade age 10 years and Baby Ellie born Christmas Day:eek: with a broke heart :( Proven to be a little fighter and battling on with her heart condition :j
  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    That's brilliant Nicki well done.

    Jen I would phone them and say if I earnt this what would my tax credits be etc. I did a calculator where I could earn £50 more per week and it didn;t affect my money. Didn't think that was right and was too chicken to try it with going SE.

    I'm going to London this weekend to see Dirty Dancing. Can't wait.
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