The 'I want it NOW!!' debt/savings thread - Part 3

yukkibear

Blimey MM, another new car!!!! Enjoy

moneymabel

Lol no wont get on the scales with it!
I know Yukki I'm a sod for new cars :-)

Bells&Whistles

Hi guys hope i'm posting in the right place... i have been feeling really weak today...been making lots of overpayments to my debt recently (boot sales, amazon extra job etc) and today have had that pang of "but don't I deserve something?" i really want an Iphone and at £340 for an old style one they are still stupidly expensive but i want one..... help...been thinking that the extra stuff i have done recently has meant i could get one without putting myself back to square one but it will still be a bigger chunk backwards than it could be towards debt freedom...

moneymabel

Hi Bells and Whistles welcome to the thread-you are definately in the right place but I am def not the right person to give helpful advice as I've just changed my car again and also own an Iphone (I am a bad girl lol)
I'm the same-I do really well and then think-ooh i deserve a treat... what you have to remember is its not just the initial purchase of the phone its the contract as well, £35 a month for sensible amounts of texts and minutes. But...i'd wait for someone more sensible than me to answer you :-) xx

Shoe_Gal

Hi

I probably won't be much help either - I think a phone's a phone and don't see what all the fuss is about :rolleyes:

Bells&Whistles

thanks guys - i have a bog standard phone, but i love gadgets-i don't need an iphone but its something i've wanted for ages - looking at my siggy tho that amount would practically clear my virgin cc .... buuuut i have been so good recently.... gah! its so tempting!

yukkibear

You just made the right decision lol. Clear the card and see how much better that makes you feel

stacy

Ditto yukki, i say clear the virgin cc then when you can possibly treat yourself, or like me i am waiting untill i am debt free before i buy anything like that (i have also wanted an iphone for ages) but by the time i clear my debt, something even better and swankier will be out so might as well save my money for then and i can afford it!

Bells&Whistles

thanks to Yukki and Stacy, you are right and after sleeping on it I know i would prefer to clear the virgin cc and be 1 debt down...will wait until i'm debt free (or put it on my christmas list...see how generous santa is this year!)

lilmissmup

O2 are supposedly losing the exclusivity of the Iphone so it might get cheaper soon anyway

Hi Bells