State pension differs from forecast

averageguy11

Thanks for your comments..can't wait to ring tomorrow...its very worrying at the mo to be advised we are £100 per month short re income.

I'll post the outcome if anyone is interested.

Geoffo_M

averageguy11 wrote: »

Thanks for your comments..can't wait to ring tomorrow...its very worrying at the mo to be advised we are £100 per month short re income.

I'll post the outcome if anyone is interested.

Yes I'm interested - best of luck

Secret_Lady

Geoffo_M wrote: »

Yes I'm interested - best of luck

me too, hope it works out ok.

averageguy11

Alls well that ends well!

Rang WP ...apparently as my wifes birthday is so near the tax year her pension hasn't been finalised and they have written to her previous employer to confirm that her credits are up to date. Apparently they send the basic state pension in the meantime so you 'don't go without'. They agreed it won't be any less than previously advised by the online quote.

Thats good news.

If only the letter stated that was the case! Apparently it requires an Act of Parliament to change the wording..if only they got on with the job and stopped sending silly emails...sigh.

jancee_2

Hurray!


Thanks for the feedback. Makes sense that they need to know the situation with the final tax year etc. They have to be very careful of course, but I expect but it would have been less worrying for you if you had had a 'conditional' final pension rather than only the confirmed bit.

Let us know what happens.

bb84

Hi

I wish i'd caught you earlier to allay your worries.... this is quite common for people reaching state pension age in the first few months of a new tax year. As you have been told it's to do with the final year's earnings not being posted on the national insurance recording system yet.

Pension Service will normally speed up the process by writing to the employer for the info. You will get the money backdated once everything is updated.

BB84