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SOA - Please Help if you can
Comments
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mini_huny_money wrote: »There are sites online where you can watch Celltic games that are broadcast on Setanta, Only prob is that if its an important game or an Old Firm game you may be chucked out a a vital moment due to over subscription:mad:
Sorry cant give you the site details yet as my son isnt home just now
I was also going to post this, but not sure if it's allowed to be on the forum due to them being deemed illegal?0 -
jamespmg44 wrote: »I was also going to post this, but not sure if it's allowed to be on the forum due to them being deemed illegal?
you're probably right, no harm in searching thoughcheerio hen0 -
gerryjo1984 wrote: »pubs a little too handy. rolling distance it could be said. i will have to have a think about it as the pub could hold too many temptations
Just need a bit of focus to stop you doing it - I used to spend £100 easy on a day at the football between transport, booze, ticket, programme etc(i'm fortunate enough to live in Scotland so can get to the games) however I decided to drive and although there's times when I wish I was having a good drink, I don't regret it when I check the bank balance at the end of the month.
If you take the car to the pub, it forces you to be on the soft drinks and can also give you an incentive only to stay for the game.
The obvious exception being when we play the huns and beat them- you'd need to be celebrating that.
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mini_huny_money wrote: »you're probably right, no harm in searching though
Gerry - you have a pm mate0 -
gerryjo1984 wrote: »pubs a little too handy. rolling distance it could be said. i will have to have a think about it as the pub could hold too many temptations
Not if you walk there with only loose change in your pocket.The mobile phone could be reduced a lot, not just a bit. My contract is £12 a month and I don't have landline - the only time I go over is when I have to call an 08 number (e.g. bank) urgently and can't use work's phone.
You can cut the food budget to £100 including all your snacks and lunches, we do and could go lower if we were really strict. It's all about a little sacrifice and discipline.
Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0 -
in fairness were i park my car is actually closer to the pub than my house so not an option. my mobile is contracted for another 13 months or so anyway so its only going over the contract that i can really help anyway.0
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gerryjo1984 wrote: »in fairness were i park my car is actually closer to the pub than my house so not an option. my mobile is contracted for another 13 months or so anyway so its only going over the contract that i can really help anyway.
I don't follow the bit in bold. Where you car is parked does not affect whether you go to the pub with loose change or a wedge of notes.At present your SoA shows £10 a month left after debt repayments - realistically this means you will be robbing Peter to pay Paul each month. You haven't allocated anything for haircuts, clothes or emergency fund - at some point you are going to need to fix something on the car and you will whack it on the card.
You are presently spending £152 a month on telecoms or £1824 a year! :eek: You are going to have to let go of something. Either you persuade the mobile phone company to let you reduce your package, you sell the fancy phone you got with that tariff to cover a few months until you can drop the tariff, you lose Sky and/ or Setanta or you sell the car and start using the bus.Declutterbug-in-progress.⭐️⭐️⭐️ ⭐️⭐️0
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