bu ynow pay leter littlewoods

sarafox

Hello I am trying to buy some furniture on buy now pay later with littlewoods .
I am not really clear on the term and condition , if I do pay everything before April 2010 do I still have to pay interest?
when I am trying to order I put the code for buy now pay later April 2010 then it ask me payment option
it ask 104 weeks @ ... with interest at 29.9%...

im confused
on the term and condition this is what is says

This is a Buy Now Pay Later promotion. If you have any insurance products, premiums will accrue on these purchases from the date of purchase. These will be charged to your account and payable in the normal way but no other payment will be due from you in respect of the items you buy on this offer until the expiry of the period specified. This Buy Now Pay Later is not available with interest free extended terms credit. If this offer is taken out on Interest bearing extended terms credit, interest will be calculated for the full duration of the agreement including the Buy Now Pay Later period but you can avoid paying interest by paying the cash price in full prior to the expiry of the Buy Now Pay Later period. 20/52 weeks 0% APR, extended terms 29.9% APR, Typical 29.9% APR. Buy now pay April 2010 is not available with any other introductory offer or discount. We reserve the right to withdraw this offer without prior notice at anytime. The promotion code can only be used once on orders of £100 or more. Returned goods, financial services products and delivery charges will not count towards the value of the order. Credit provided, subject to status, by Shop Direct Finance Company Limited. Goods/services provided by Shop Direct Home Shopping Limited.

chalkysoil

Don't know, but I phoned them yesterday as I opened a new account on line ( £30 off £60 spend for new customers with a code) and I couldn't complete my order, found this number 0800 180000 instead of the 5p a minute one they give out - A really nice helpful lady sorted it all out for me.
She said I could pay in 3 installments without paying interest.

deanos

Try Littlewoods Direct instead i bet its cheaper, and you can use buy now pay later codes intrest free, Littlewoods add intrest i think.

Gunna

Hiya

I have a few BNPL with Littlewoods and as i understand it if you pay ther normal balance without APR before the date it is due you do not pay any APR just the cost of the items,if you pay after you have to pay APR on top of costs, that is why it asks you when ordering how many weeks you want to take it over and also tells you the amount of APR you will be paying on top if you choose not to pay before.

We try to pay before as the BNPL gives us breathing space to get the money up and pay it off before they add the APR on top lol.