Bm Repossession Case.

Fight_Against_BMids

Can anyone help me with fighting Birmingham Midshires regarding a house repossession they have imposed on my, causing equity losses, income losses and financial burdens pre eviction, during and after along with health and stress issues since.
The case is that I was in debt for a sum of around £4000.
I suggested paying the total debt off on receiving funds that were due me. ( MY LIFE DESTROYED FOR £4 GRAND)
They point blankly refused and instigated repossession proceedings through the courts, which was a meeting I couldn't attend.
Then out of the blue some months later, a letter which was not recorded or registered was sent me ( I hasten to add to the wrong address) so I didn't receive this offer or was I even given the opportunity to acton the offer (they didn't even contact me to ask if I intended to do anything about the offer) from this they then marketed the property on the open market, also in an auction room and then allowed the property to be sold it prior to the stated auction day for way below market value.
Can anyone advise me if this is a) legal and b) lawful under there duty of care policy as a responsible lender ( I LAUGH AT THAT)
I now have a destroyed credit rating,no equity, no home and no assistance from anyone in Labour or Conservative Government even after contacting them constantly.
BIRMINGHAM MIDSHIRES (HBoS ARE DAYLIGHT ROBBERS IS SUITS)

I want to take out a CIVIL Case against them for losses and damages and also interest and rent paid out due to losing home totalling £800,000

can anyone advise or help me fight my corner.

Thanks ([EMAIL="markford36@hotmail.com"]markford36@hotmail.com[/EMAIL]):mad:

nw_man

Fight_Against_BMids wrote: »

can anyone advise or help me fight my corner.

Erm, a solicitor ?

SouthCoast

http://www.clsdirect.org.uk/

Radiantsoul

I am not sure you have much of a case. You don't seem to have attended or objected to their possession order. Or the enforcement hearing. The fact it was only £4k is irrelevant as the judge clearly granted possession.

You might be able to argue the property was sold at below market value...but that will be tough. Presumably they obtained a valuation, and sold it at the market rate. I assume they sold it prior to the auction as they received a higher price than anticipated.

Your losses of £800k seem very high too. I don't think you will be entitled to anything more than the difference between the sale price and the market price(plus interest).

sammyjammy

You need to remove your email address from your post, its against the rules.

kelloggs36

Why could you not attend the court hearing? Could you not have requested an adjornement? That I think may be your sticking point - the courts agreed to the order and you weren't there to put forward your plans for repayment - had you been there you may have found that the courts gave a suspended order, ie set an amount for you to pay off the arrears over a period of time and only upon failure to honour that agreement would repossession have followed.

Dan_1976

Yep, why did you let it get to thispoint. Repo is always the last resort, and normally a it would go to court more than once.

Tell us more about the situation and we may be able to help!