Wednesday 8/4/09 What small dfw things have you done today???

sophiesmum_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free;)

Examples could be charging your phone up at work instead of at home to save your electricity, hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important.:D

Today i will:

• check online banking
• update spreadsheets
• send some money to savings
• storecupboard lunch and tea
• check and water all my plants and seedlings
• repot some of bigger seedlings and move peppers plants into greenhouse
• lttle bit of hokey cokey
• little bit of ironing
• clean one room so no housework at weekend
• make a loaf in breadmaker
• aim for no spend day
• swim and jacuzzi to use gym membership
• do something from my 101 in 1001 challenge list
• recycle something
• sparkle a lot

Good Morning lovely dfw's Hi to all the regulars and welcome to any new posters:D Need to find time to shuffle my plants about after work tonight, peppers big enough to go out in greehouse now and other bits and pieces ready to be potted on, the garden is taking shape now.
Pips mum grr to dodgy lodgers :mad::mad: hope you get it sorted.
Hugs to anyone else in need xxx

Have a great day everyone, catch up with you later - fell asleep on sofa last night so feel stiff as a board this morning - off for nice hot shower to wake me up:rolleyes:

Miss_Piggy_2

Morning Sm - early today? Morning to all other small DFW's!!!

I've come with another cold and sore throat...NOT happy!!:mad: I'm going to ignore it and maybe it will go away........

Todays list:

* Ironing - I WILL keep on top of it this week!
* Check on-line banking
* Do any surveys that come through
* Storecupboard dinner - just need to buy fresh potatoes
* Sort some more car boot stuff (didn't get much done yesterday)
* Make list of birthdays coming up and what I need to get
* Clean bathroom (after Piglets bath which is always a messy affair!)
* Do shopping list for tomorrow

Thats it for today. ((hugs)) to all jobseekers and poorly people!!

Miss P
xx

mogchops

Good morning SM & Miss P & all who follow!!

Looks like its been raining here, everything wet but the sun is trying to make an effort!

Today:

-Check online banking
- heating off as warm enough
- Water seeds and do some potting on
- Home made tagliatelle carbonara for tea (made by DH - yummm)
- Washing on airer
- Taking last portion of chicken casserole to work for lunch
- At least 10 comps (did about 30 yesterday!)

Put a Wanted on freecycle last night for some topsoil to start veggie patch in the garden - and got a lovely email back, DH going to collect tomorrow!! :j

Candy0107

Morning,

Hello to all DFW's. Grrr to sore throats/illness and double GRRR GRRRR to to dodgy lodgers!

Decided to start with a fresh outlook today (a more positive one), so loads to do

*eating breakfast at home 9rather than go without)
*about to make a sandwich for lunch (rather than buy one)
*will leave in plenty of time to have a leisurly walk to work (rather than rushing)
*will write a list of referees for my meeting with an agency on Tuesday morning (need to email to him tonight)
*might go to the gym for a swim tonight so I use my membership
*will look for a MS job
*will look for another job
*will check online banking
*will look in library at local papers
*will use water from the tumble dryer to water my veggies (the conservatory looks like a jungle ATM)

Think that is about it - 15 hours til I finish work :j

Take care everyone
Candy xxx

DawnW

Morning all :hello:

Sorry to hear that you are poorly again Miss P. Hope you feel better soon.

Today I have / will:

HM meals from stores as usual
Check online banking
See to animals
Washing on line to dry
Clear up kitchen a bit
Work at home this morning and go in to work for a meeting this afternoon
Water seedlings - like so many others on here, I have my own mini jungle

Work on scary job application :eek:
Not spend anything - don't need anything, so won't buy it!
Do lots of work so that I can get clear for my week off next week :T

Have a nice day everyone :j

40somethingmum

Morning everyone

A lovely sunny day here :j


Today I will :

[Check bank accounts
Update spreadsheets
Hang up washing that is now in washing machine
Make sandwich for lunch
Do daily scratchcard 25p
Do any surveys that come along.
Do the invoicing for work that I did not do on Monday.
Do 5hrs at work this pm


Thats all for now . Have a good day

40SM

crumpetmonster

Morning lovely dfws

Lovely morning today after I was woken by the rain in the night!

Today I will:

- Check online banking
- Storecupboard lunch (tuna and sweetcorn pasta salad)
- Snacks from cupboard, found a pack of dried apricots lurking this morning!
- Post eBay items - laterpayers, grrr!
- Try to only check my Ebay selling once today
- Leftovers for tea (last nights storecupboard curry)
- Paypal to Bank account
- Watch the apprentice and try to guess who's getting fired from the amazing editing!
- A no spend day

Hope you're all well and that everyone's colds are feeling better, mine has been dragging out for a week now :mad:

Ah well, only 2 more working days left! xxxx :T

bookadict

Morning all,

I'm still able to post from work - :j:j

Today I'm going to do the following:

- Have a store cupboard tea.
- Have a LSD, I need to pop into town and get a few bits and bobs.
- Do my daily clicks.
- Do any surveys and hope I don't get booted out half way through!

More importantly, I've got to keep smiling!

Cx

urg123

Hi Everyone

OH is home today so will be spending the day with him. So not much DFW stuff today but there are some things I need to do. We might be out drinking with friends tonight!


Things to do today:

• vacuum living room, hall and stairs
• check bank accounts and update spreadsheets.
• washing hokey kokey!
• beauty treatment to save on visiting the salon
• washing up
• Call builder to see if he can come over
• Search for printer software on the net so that I can print vouchers to use

Hope you all have a great day.

urg x x

hampsterpoo

Morning all , suns out today so no need for sparkle dust :T

Today I will

Plant some garlic
Daily scratcheezs
Daily clicks
store cupboard lunch
Charge phone at work
Surveys
Comps
Catch up on threads
Hokey Cokey
Quidco has paid out so see what I can put that towards

mbaz

Morning all!

Today I have/will

- check online banking
- make payments to CC's
- contact RBS and Capital one to get their bank details to set up online payments
- find driving licence for CRB for new job
- post letters for charge reclaims
- baking
- storecupboard meals
- LSD
- scratchcard
- clicks
- surveys
- check for mystery shops- try and sort some childcare for next tues so I can work