Mortgage for non UK taxpayer

I am a UK resident who has my own business abroad. As my salary is not paid in the UK, I don't pay UK tax on my salary. I am trying to get a mortgage to buy a property in UK but the high street banks say I need to be a UK taxpayer. Any advice on lenders which may be able support my application or what steps I need to take to become eligible.

Comments

  • koexelek
    koexelek Posts: 7,847 Forumite
    Try Bank of Scotland offshore

    You need to be earning at least £50k per year though
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • TEDDYRUKSPIN
    TEDDYRUKSPIN Posts: 1,528 Forumite
    try joining HSBC international from the place your company is?
    Motto: 'If you don't ask, you don't get!!'

    Remember to say thank you to people who help you out!

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  • Conrad
    Conrad Posts: 33,137 Forumite
    10,000 Posts Combo Breaker
    I know one very small lender - but I cant reveal them here as they don't want to be inundated with applications. Rate is high though, so wouldn't recommend it long term.

    Buy to let my be worth some thought as long as the buildings insurance tallies with the occupancy. The lender will want to see the insurance.
    Most B2L requires you to state a minimum earned income. Proof can be requested at random.
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