Ocean Finance - Sky Channel 888

sarah_elton

Off work sick today. After seeing an advert, I've discovered that Ocean Finance have their very own channel - Sky channel 888.

I've been watching it for a few minutes and.... Well, imagine an IFA explaining financial products to a 4 year old and you're about there. Just now - "Uh-oh, jargon alert! Can you explain to people what the FSA is?"

It's being presented at the moment by Cheryl Baker. She's taught me how easy it is to remortgage with their simple 4-step plan. :wall:

gjchester

Catch it early enough and they have a nice underwater camera showing tropical fish on a reef (or a tank, can't tell) before they start there spiel for the day.

Cleaver

Is Cheryl's advice on remortaging helpful? Hopefully it will be useful in making your mind up.

(one for the older MSE audience there)

lostinrates

Can it really make sense for them to have a channel? I had sort of assumed it was the last resort for a small minority...but this might suggest otherwise?

sarah_elton

Cleaver - I get that one - does that make me old?

lostinrates - maybe Sky's rates for running a channel have come down in this climate... They're definitely not spending much on the actual production. We'll be seeing the official HPC site TV channel next.

lostinrates

sarah_elton wrote: »

Cleaver - I get that one - does that make me old?

lostinrates - maybe Sky's rates for running a channel have come down in this climate... They're definitely not spending much on the actual production. We'll be seeing the official HPC site TV channel next.

I wonder how much is does cost.

(lir ponders over the potential joy of a HP, Economy and the recession television channel......:o:D)

System

Do they play their own awful adverts?

sarah_elton

Yeah the "programmes" have ad breaks which are back to back Ocean Finance adverts.

You can press the red button to read their product warnings. That option flashed up (for about three seconds) while the guy was explaining what an interest only mortgage was.

How do they get around the fact that on an advert with this material the warning would have to be small print on the screen itself?

sarkin1

lostinrates wrote: »

Can it really make sense for them to have a channel? I had sort of assumed it was the last resort for a small minority...but this might suggest otherwise?

Yes when the small minority is 10% of home owners

macaque_2

This opens up some great oppotunities for Ocean finance 'education films'. They could film their 'debt consultants' visiting late payers. If customers are not used to working in front of a camera, they can always work to a script.

Interviewer Stig, I've been told Dinsdale Piranha nailed your head to the floor. Stig No, no. Never, never. He was a smashing bloke. He used to give his mother flowers and that. He was like a brother to me. Interviewer But the police have film of Dinsdale actually nailing your head to the floor. Stig Oh yeah, well - he did that, yeah. Interviewer Why? Stig Well he had to, didn't he? I mean, be fair, there was nothing else he could do. I mean, I had transgressed the unwritten law. Interviewer What had you done? Stig Er... Well he never told me that. But he gave me his word that it was the case, and that's good enough for me with old Dinsy. I mean, he didn't want to nail my head to the floor. I had to insist. He wanted to let me off. There's nothing Dinsdale wouldn't do for you. Interviewer And you don't bear him any grudge? Stig A grudge! Old Dinsy? He was a real darling. Interviewer I understand he also nailed your wife's head to a coffee table. Isn't that right Mrs O' Tracey? Camera pans to show woman with coffee table nailed to head. Mrs O' Tracey Oh, no. No. No. Stig Yeah, well, he did do that. Yeah, yeah. He was a cruel man, but fair Cut back to Vince. Interviewer Vince, after he nailed your head to the floor, did you ever see him again Vince Yeah.....after that I used to go round his flat every Sunday lunchtime to apologize and we'd shake hands and then he'd nail my head to the floor Interviewer Every Sunday? Vince Yeah but he was very reasonable about it. I mean one Sunday when my parents were coming round for tea, I asked him if he'd mind very much not nailing my head to the floor that week and he agreed and just screwed my pelvis to a cake stand. Cut to man affixed to a coffee table and a standard lamp.

http://www.ibras.dk/montypython/episode14.htm#5

hoggums

Cleaver wrote: »

Is Cheryl's advice on remortaging helpful? Hopefully it will be useful in making your mind up.

(one for the older MSE audience there)

No, her advice is from the land of make believe.